{
  "crd_number": 112129,
  "slug": "the-kocen-financial-group-inc-rancho-mirage-ca-112129",
  "primary_business_name": "THE KOCEN FINANCIAL GROUP, INC.",
  "legal_name": "THE KOCEN FINANCIAL GROUP, INC.",
  "dbas": [],
  "city": "Rancho Mirage",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "40140",
  "metro": {
    "cbsa_code": "40140",
    "common_name": "Riverside",
    "msa_name": "Riverside-San Bernardino-Ontario, CA",
    "path": "/advisors/ca/riverside"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2005-07-21",
  "years_registered": 21,
  "period": "2026-10-01",
  "filing_date": "2026-03-31",
  "carried_forward": false,
  "raum_total": 185854186.0,
  "raum_discretionary": 185854186.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 5,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 29609076.0,
      "count": 129
    },
    "pension_profit_sharing": {
      "raum": 11380404.0,
      "count": 9
    },
    "high_net_worth_individuals": {
      "raum": 144561964.0,
      "count": 84
    },
    "corporations_other_businesses": {
      "raum": 302742.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "CA",
    "IL",
    "PA",
    "TX",
    "VA"
  ],
  "websites": [
    "https://bryankocen.com",
    "https://kfginc.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/112129",
  "disclosure_items": [
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    },
    {
      "item": "11.E(4)",
      "question": "Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?"
    }
  ],
  "city_as_filed": "RANCHO MIRAGE",
  "url": "https://advisorcensus.com/firm/the-kocen-financial-group-inc-rancho-mirage-ca-112129",
  "display_name": "The Kocen Financial Group, Inc.",
  "summary": "The Kocen Financial Group, Inc. is an SEC-registered investment advisory firm in Rancho Mirage, CA, registered since 2005, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.",
  "citation": "AdvisorCensus. The Kocen Financial Group, Inc. (CRD 112129): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is The Kocen Financial Group, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), The Kocen Financial Group, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does The Kocen Financial Group, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 states: Flat fee: $3,000 to $5,000 (Financial Plans). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is The Kocen Financial Group, Inc. located?",
      "a": "The Kocen Financial Group, Inc.'s principal office is in Rancho Mirage, CA, according to its Form ADV."
    },
    {
      "q": "Is The Kocen Financial Group, Inc. registered with the SEC or a state?",
      "a": "The Kocen Financial Group, Inc. is an SEC-registered investment advisory firm, registered since 2005. Status as filed: Approved. CRD 112129."
    },
    {
      "q": "How much does The Kocen Financial Group, Inc. manage?",
      "a": "The Kocen Financial Group, Inc. reports $185,854,186 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary)."
    },
    {
      "q": "How have The Kocen Financial Group, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for The Kocen Financial Group, Inc.: Regulatory assets under management: $280,404,202 in the October 2021 data and $185,854,186 in the October 2026 data, down 34%. Total employees: 8 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does The Kocen Financial Group, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (129); high net worth individuals (84); pension and profit sharing plans (but not the plan participants or government pension plans) (9)."
    },
    {
      "q": "Which custodians does The Kocen Financial Group, Inc. use?",
      "a": "The Kocen Financial Group, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and SEI Private Trust Company as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does The Kocen Financial Group, Inc. report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.E(2) (self-regulatory organization's finding of a rule violation) and 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/112129"
    },
    {
      "q": "What changed in The Kocen Financial Group, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $163,386,599 to $185,854,186 (+14%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 280404202.0,
      "total_employees": 8,
      "filing_date": "2021-03-14"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 140745214.0,
      "total_employees": 7,
      "filing_date": "2022-04-27"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 122505618.0,
      "total_employees": 8,
      "filing_date": "2023-03-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 140269114.0,
      "total_employees": 5,
      "filing_date": "2024-08-26"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 163386599.0,
      "total_employees": 5,
      "filing_date": "2025-03-19"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 185854186.0,
      "total_employees": 5,
      "filing_date": "2026-03-31"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $163,386,599 to $185,854,186 (+14%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 31, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $3,000 to $5,000 (Financial Plans)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $3,000 to $5,000 (Financial Plans)"
        ],
        "quotes": [
          "Fees for Financial Plans are charged at a negotiated flat rate and are based on the complexity of the plan. Plans generally range from $3,000 – 5,000 for the first year plan."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 3000.0,
          "max": 5000.0,
          "period": "one_time",
          "service": "Financial Plans"
        }
      ]
    },
    "quotes": [
      "Fees for Financial Plans are charged at a negotiated flat rate and are based on the complexity of the plan. Plans generally range from $3,000 – 5,000 for the first year plan."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "SEI Private Trust Company",
      "name_as_filed": "SEI PRIVATE TRUST COMPANY",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/the-kocen-financial-group-inc-rancho-mirage-ca-112129.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 129,
      "fewer_than_5": false,
      "raum": 29609076.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 84,
      "fewer_than_5": false,
      "raum": 144561964.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 9,
      "fewer_than_5": false,
      "raum": 11380404.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 302742.0
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/112129",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}