# The Financial Resource Center

> The Financial Resource Center is an SEC-registered investment advisory firm in Carmel, IN, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 11, 2026.

- CRD: 316747
- Filed as: THE FINANCIAL RESOURCE CENTER
- Legal name: The Financial Resource Center, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Carmel, IN
- Filing period: October 2026
- Form ADV filing dated: September 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/316747
- AdvisorCensus page: https://advisorcensus.com/firm/the-financial-resource-center-carmel-in-316747

## Quick answers

**How is The Financial Resource Center compensated?**
On its Form ADV (Item 5.E, October 2026), The Financial Resource Center reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does The Financial Resource Center charge?**
Its Form ADV Part 2A brochure dated March 27, 2026 states: Hourly rate: $350 to $400 an hour (Financial Planning); Flat fee: $1,750 to $3,000 a quarter (Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is The Financial Resource Center located?**
The Financial Resource Center's principal office is in Carmel, IN, according to its Form ADV.

**Is The Financial Resource Center registered with the SEC or a state?**
The Financial Resource Center is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 316747.

**How much does The Financial Resource Center manage?**
The Financial Resource Center reports $642,481,363 in regulatory assets under management in its Form ADV filing dated September 11, 2026 (0% discretionary).

**How have The Financial Resource Center's assets and staff changed since 2022?**
In the Form ADV data for The Financial Resource Center: Regulatory assets under management: $304,639,389 in the October 2022 data and $642,481,363 in the October 2026 data, up 111%. Total employees: 9 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does The Financial Resource Center serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (237); pension and profit sharing plans (but not the plan participants or government pension plans) (5); state or municipal government entities (including government pension plans) (3).

**Which custodians does The Financial Resource Center use?**
The Financial Resource Center's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Investments Distribution Co. and Voya Financial Advisors, Inc. as custodians holding 10% or more of its separately managed account assets.

**Does The Financial Resource Center report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/316747

**What changed in The Financial Resource Center's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $407,168,352 to $642,481,363 (+58%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Hourly rate: $350 to $400 an hour (Financial Planning)

> Financial Planning The fee for financial planning is based on fixed or hourly rate depending on the nature of the planning. Fixed fees are generally paid 50% in advance with the balance due upon completion. Hourly Rate Fixed Rate $350 to $400 per hour

- Flat fee: $1,750 to $3,000 a quarter (Financial Planning)

> Hourly Rate Fixed Rate $350 to $400 per hour $1,750 to $3,000 per quarter

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- SEI Investments Distribution Co.
- Voya Financial Advisors, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $642,481,363
- Discretionary: $0
- Non-discretionary: $642,481,363

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 237 | $103,916,923 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $13,511,324 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 3 | $521,650,465 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $3,402,651 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (4 years)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, IL, IN, LA, OH, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- carriage-financial.com
- carriagefinancialgroup.com
- tfrcinc.com
- thefinancialresourcecenter.com
- thefinancialresourcecenterinc.com
- LinkedIn @evan-lane-cfp®-aif®-a53237175

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $304,639,389 | 9 | August 9, 2022 |
| October 2023 | $311,501,612 | 6 | September 23, 2023 |
| October 2024 | $343,403,789 | 5 | July 29, 2024 |
| October 2025 | $407,168,352 | 5 | March 15, 2025 |
| October 2026 | $642,481,363 | 5 | September 11, 2026 |

Regulatory assets under management: $304,639,389 in the October 2022 data and $642,481,363 in the October 2026 data, up 111%.
Total employees: 9 in October 2022 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $407,168,352 to $642,481,363 (+58%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. The Financial Resource Center (CRD 316747): Form ADV filing data as of October 2026.