{
  "crd_number": 316747,
  "slug": "the-financial-resource-center-carmel-in-316747",
  "primary_business_name": "THE FINANCIAL RESOURCE CENTER",
  "legal_name": "THE FINANCIAL RESOURCE CENTER, INC.",
  "dbas": [],
  "city": "Carmel",
  "state": "IN",
  "country": "United States",
  "cbsa_code": "26900",
  "metro": {
    "cbsa_code": "26900",
    "common_name": "Indianapolis",
    "msa_name": "Indianapolis-Carmel-Greenwood, IN",
    "path": "/advisors/in/indianapolis"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-11-10",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-09-11",
  "carried_forward": false,
  "raum_total": 642481363.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 642481363.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 5,
  "advisory_employees": 4,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 0.0,
      "count": 0
    },
    "individuals": {
      "raum": 103916923.0,
      "count": 237
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 521650465.0,
      "count": 3,
      "fewer_than_5": true
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 13511324.0,
      "count": 5
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 0.0,
      "count": 0
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 3402651.0,
      "count": 2,
      "fewer_than_5": true
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "IL",
    "IN",
    "LA",
    "OH",
    "VA"
  ],
  "websites": [
    "https://carriage-financial.com",
    "https://carriagefinancialgroup.com",
    "https://linkedin.com/in/evan-lane-cfp%C2%AE-aif%C2%AE-a53237175",
    "https://tfrcinc.com",
    "https://thefinancialresourcecenter.com",
    "https://thefinancialresourcecenterinc.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/316747",
  "city_as_filed": "CARMEL",
  "url": "https://advisorcensus.com/firm/the-financial-resource-center-carmel-in-316747",
  "display_name": "The Financial Resource Center",
  "summary": "The Financial Resource Center is an SEC-registered investment advisory firm in Carmel, IN, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 11, 2026.",
  "citation": "AdvisorCensus. The Financial Resource Center (CRD 316747): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is The Financial Resource Center compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), The Financial Resource Center reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is The Financial Resource Center located?",
      "a": "The Financial Resource Center's principal office is in Carmel, IN, according to its Form ADV."
    },
    {
      "q": "Is The Financial Resource Center registered with the SEC or a state?",
      "a": "The Financial Resource Center is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 316747."
    },
    {
      "q": "How much does The Financial Resource Center manage?",
      "a": "The Financial Resource Center reports $642,481,363 in regulatory assets under management in its Form ADV filing dated September 11, 2026 (0% discretionary)."
    },
    {
      "q": "How have The Financial Resource Center's assets and staff changed since 2022?",
      "a": "In the Form ADV data for The Financial Resource Center: Regulatory assets under management: $304,639,389 in the October 2022 data and $642,481,363 in the October 2026 data, up 111%. Total employees: 9 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does The Financial Resource Center serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (237); pension and profit sharing plans (but not the plan participants or government pension plans) (5); state or municipal government entities (including government pension plans) (3)."
    },
    {
      "q": "Which custodians does The Financial Resource Center use?",
      "a": "The Financial Resource Center's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Investments Distribution Co. and Voya Financial Advisors, Inc. as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does The Financial Resource Center report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/316747"
    },
    {
      "q": "What changed in The Financial Resource Center's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $407,168,352 to $642,481,363 (+58%)."
    }
  ],
  "filing_history": [
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 304639389.0,
      "total_employees": 9,
      "filing_date": "2022-08-09"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 311501612.0,
      "total_employees": 6,
      "filing_date": "2023-09-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 343403789.0,
      "total_employees": 5,
      "filing_date": "2024-07-29"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 407168352.0,
      "total_employees": 5,
      "filing_date": "2025-03-15"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 642481363.0,
      "total_employees": 5,
      "filing_date": "2026-09-11"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $407,168,352 to $642,481,363 (+58%)."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "SEI Investments Distribution Co.",
      "name_as_filed": "SEI INVESTMENTS DISTRIBUTION CO.",
      "affiliated": false
    },
    {
      "name": "Voya Financial Advisors, Inc.",
      "name_as_filed": "VOYA FINANCIAL ADVISORS, INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/the-financial-resource-center-carmel-in-316747.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 237,
      "fewer_than_5": false,
      "raum": 103916923.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 5,
      "fewer_than_5": false,
      "raum": 13511324.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 3,
      "fewer_than_5": true,
      "raum": 521650465.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 2,
      "fewer_than_5": true,
      "raum": 3402651.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/316747",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}