# Terra Wealth

> Terra Wealth is an SEC-registered investment advisory firm in High Point, NC, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 320643
- Filed as: TERRA WEALTH
- Legal name: Terra Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: High Point, NC
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/320643
- AdvisorCensus page: https://advisorcensus.com/firm/terra-wealth-high-point-nc-320643

## Quick answers

**How is Terra Wealth compensated?**
On its Form ADV (Item 5.E, October 2026), Terra Wealth reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Terra Wealth's brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Terra Wealth located?**
Terra Wealth's principal office is in High Point, NC, according to its Form ADV; the April 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Terra Wealth registered with the SEC or a state?**
Terra Wealth is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 320643.

**How much does Terra Wealth manage?**
Terra Wealth reports $152,005,349 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (79% discretionary).

**How have Terra Wealth's assets and staff changed since 2022?**
In the Form ADV data for Terra Wealth: Regulatory assets under management: $0 in the October 2022 data and $152,005,349 in the October 2026 data. Total employees: 5 in October 2022 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Terra Wealth serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (526); high net worth individuals (46).

**Which custodians does Terra Wealth use?**
Terra Wealth's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Terra Wealth report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/320643

**Does Terra Wealth state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "Terra Wealth generally requires a minimum relationship size of $50,000 to effectively implement its investment process. This amount may be waived or reduced at the sole discretion of the Advisor."

**What changed in Terra Wealth's recent Form ADV filings?**
In the April 2026 filing data: No longer lists the business name Multi Family Office Wealth Solutions, LLC. Employees performing advisory functions went from 39 to 6. Regulatory assets under management went from $399,431,686 to $152,005,349 (-62%). Added an office in Nashville, TN. No longer lists an office in Athens, TX. No longer lists an office in Flagstaff, AZ. No longer lists an office in Forest City, IA. No longer lists an office in Gilbert, AZ. No longer lists an office in Lancaster, PA. No longer lists an office in Wausau, WI. No longer lists an office in York, PA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> Assets under management fees range up to 2.00%, billed either monthly in arrears or quarterly in advance (“Billing Period”).

- Account minimum: $50,000 (the brochure says it may be waived or negotiated)

> Terra Wealth generally requires a minimum relationship size of $50,000 to effectively implement its investment process. This amount may be waived or reduced at the sole discretion of the Advisor.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $152,005,349
- Discretionary: $120,539,478
- Non-discretionary: $31,465,871

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 526 | $117,136,119 |
| High net worth individuals | 46 | $34,431,330 |
| Charitable organizations | Fewer than 5 | $437,900 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 13 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, FL, GA, IA, IN, MD, NC, OK, PA, SC, TN, TX, UT, VA, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Crown Point, IN
- Nashville, TN
- Sun Lakes, AZ

### Websites listed on Form ADV (Item 1.I)
- terrawealth.com
- Facebook facebook.com
- Instagram @terra_wealth
- LinkedIn @terrawealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $0 | 5 | September 9, 2022 |
| October 2023 | $167,354,321 | 62 | August 21, 2023 |
| October 2024 | $340,742,000 | 65 | July 30, 2024 |
| October 2025 | $399,431,686 | 55 | April 28, 2025 |
| October 2026 | $152,005,349 | 13 | March 30, 2026 |

Regulatory assets under management: $0 in the October 2022 data and $152,005,349 in the October 2026 data.
Total employees: 5 in October 2022 and 13 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- No longer lists the business name Multi Family Office Wealth Solutions, LLC.
- Employees performing advisory functions went from 39 to 6.
- Regulatory assets under management went from $399,431,686 to $152,005,349 (-62%).
- Added an office in Nashville, TN.
- No longer lists an office in Athens, TX.
- No longer lists an office in Flagstaff, AZ.
- No longer lists an office in Forest City, IA.
- No longer lists an office in Gilbert, AZ.
- No longer lists an office in Lancaster, PA.
- No longer lists an office in Wausau, WI.
- No longer lists an office in York, PA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Terra Wealth (CRD 320643): Form ADV filing data as of October 2026.