# Tandem Wealth Advisors

> Tandem Wealth Advisors is an SEC-registered investment advisory firm in Phoenix, AZ, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 1, 2026.

- CRD: 157794
- Filed as: TANDEM WEALTH ADVISORS
- Legal name: Tandem Wealth Advisors LLC
- Also doing business as: TANDEM WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Phoenix, AZ
- Filing period: October 2026
- Form ADV filing dated: April 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/157794
- AdvisorCensus page: https://advisorcensus.com/firm/tandem-wealth-advisors-phoenix-az-157794

## Quick answers

**How is Tandem Wealth Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Tandem Wealth Advisors reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Tandem Wealth Advisors located?**
Tandem Wealth Advisors' principal office is in Phoenix, AZ, according to its Form ADV; the May 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Tandem Wealth Advisors registered with the SEC or a state?**
Tandem Wealth Advisors is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 157794.

**How much does Tandem Wealth Advisors manage?**
Tandem Wealth Advisors reports $261,539,225 in regulatory assets under management in its Form ADV filing dated April 1, 2026 (98% discretionary).

**How have Tandem Wealth Advisors' assets and staff changed since 2021?**
In the Form ADV data for Tandem Wealth Advisors: Regulatory assets under management: $199,589,224 in the October 2021 data and $261,539,225 in the October 2026 data, up 31%. Total employees: 6 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Tandem Wealth Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (155); high net worth individuals (96); pension and profit sharing plans (but not the plan participants or government pension plans) (54).

**Which custodians does Tandem Wealth Advisors use?**
Tandem Wealth Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists American Trust Custody and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Tandem Wealth Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/157794

**What changed in Tandem Wealth Advisors' recent Form ADV filings?**
In the May 2026 filing data: Regulatory assets under management went from $223,381,718 to $261,539,225 (+17%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- American Trust Custody
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $261,539,225
- Discretionary: $255,792,255
- Non-discretionary: $5,746,970

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 155 | $38,969,223 |
| High net worth individuals | 96 | $191,158,058 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 5 | $16,048,609 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 54 | $15,363,335 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2019 (7 years)
- Employees: 7 total, 7 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, FL, GA, MT, NH, NY, OH, OR, PA, SC, TN, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Denver, CO

### Websites listed on Form ADV (Item 1.I)
- tandeminstitutional.com
- tandemwealth.com
- LinkedIn @TANDEM-WEALTH-ADVISORS
- YouTube @UCtpsAHzmfQVnf8hGpKlxgzQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $199,589,224 | 6 | September 16, 2021 |
| October 2022 | $221,976,075 | 6 | March 28, 2022 |
| October 2023 | $179,934,133 | 7 | March 27, 2023 |
| October 2024 | $196,599,088 | 5 | March 29, 2024 |
| October 2025 | $223,381,718 | 7 | May 13, 2025 |
| October 2026 | $261,539,225 | 7 | April 1, 2026 |

Regulatory assets under management: $199,589,224 in the October 2021 data and $261,539,225 in the October 2026 data, up 31%.
Total employees: 6 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Regulatory assets under management went from $223,381,718 to $261,539,225 (+17%).

### February 2026
- Registered or notice-filed in GA, MT, SC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Tandem Wealth Advisors (CRD 157794): Form ADV filing data as of October 2026.