# Sustain Financial Inc.

> Sustain Financial Inc. is a state-registered investment advisory firm in Lacey, WA, registered since 2017, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated April 29, 2026.

- CRD: 289303
- Filed as: SUSTAIN FINANCIAL INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Lacey, WA
- Filing period: October 2026
- Form ADV filing dated: April 29, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/289303
- AdvisorCensus page: https://advisorcensus.com/firm/sustain-financial-inc-lacey-wa-289303

## Quick answers

**How is Sustain Financial Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Sustain Financial Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Sustain Financial Inc. located?**
Sustain Financial Inc.'s principal office is in Lacey, WA, according to its Form ADV.

**Is Sustain Financial Inc. registered with the SEC or a state?**
Sustain Financial Inc. is a state-registered investment advisory firm, registered since 2017. Status as filed: APPROVED. CRD 289303.

**How much does Sustain Financial Inc. manage?**
Sustain Financial Inc. reports $38,675,967 in regulatory assets under management in its Form ADV filing dated April 29, 2026 (100% discretionary).

**What types of clients does Sustain Financial Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (43); high net worth individuals (23).

**Does Sustain Financial Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/289303

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $38,675,967
- Discretionary: $38,675,967
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 43 | $5,292,792 |
| High net worth individuals | 23 | $33,383,175 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2017 (9 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, MA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [connect.xy.planningnetwork.com/find-an-advisor/gabbi-cerezo-40211](https://connect.xy.planningnetwork.com/find-an-advisor/gabbi-cerezo-40211)
- [connect.xy.planningnetwork.com/find-an-advisor/lorri-defoor-10652](https://connect.xy.planningnetwork.com/find-an-advisor/lorri-defoor-10652)
- [letsmakeaplan.org/find-a- cip-professional/certified-professional-profile/d3524e7a-aOaa-466a-b659-997bb61a7aal](https://letsmakeaplan.org/find-a- cip-professional/certified-professional-profile/d3524e7a-aOaa-466a-b659-997bb61a7aal)
- [letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/8ac352e2-cea9-4ed8-9003-4d8cebc1284b](https://letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/8ac352e2-cea9-4ed8-9003-4d8cebc1284b)
- [napfa.org/member/41567/25292](https://napfa.org/member/41567/25292)
- [napfa.org/member/94937/25292](https://napfa.org/member/94937/25292)
- [sustain-financial.com](https://sustain-financial.com)
- [westernwashingtonfinancialadvisorsnetwork.com/team-member/lorri-defoor](https://westernwashingtonfinancialadvisorsnetwork.com/team-member/lorri-defoor)
- [wingsforwidows.org/coaches/lorri-defoor](https://wingsforwidows.org/coaches/lorri-defoor)
- Facebook @SUSTAIN-FINANCIAL-INC-1391058397654556
- LinkedIn @18248683

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sustain Financial Inc. (CRD 289303): Form ADV filing data as of October 2026.