# Summit Financial Advisors

> Summit Financial Advisors is a state-registered investment advisory firm, registered since 1996, with no regulatory assets under management reported in its Form ADV filing dated April 16, 2026.

- CRD: 123926
- Filed as: SUMMIT FINANCIAL ADVISORS
- Legal name: Paul J Koepfer
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Filing period: October 2026
- Form ADV filing dated: April 16, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/123926
- AdvisorCensus page: https://advisorcensus.com/firm/summit-financial-advisors-123926

## Quick answers

**How is Summit Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Summit Financial Advisors reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Summit Financial Advisors registered with the SEC or a state?**
Summit Financial Advisors is a state-registered investment advisory firm, registered since 1996. Status as filed: APPROVED. CRD 123926.

**Does Summit Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/123926

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Advisory services (Item 5.G)
- Financial planning services
- Other

### Firm details
- Registered since: 1996 (30 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Summit Financial Advisors (CRD 123926): Form ADV filing data as of October 2026.