# SUM Zero Wealth

> SUM Zero Wealth is an SEC-registered investment advisory firm in St. Petersburg, FL, registered since 2026, reporting under $25 million in regulatory assets under management in its Form ADV filing dated August 7, 2026.

- CRD: 343434
- Filed as: SUM ZERO WEALTH
- Legal name: SUM Zero Wealth, LLC
- Registration: SEC-registered investment adviser (status as filed: 120-Day Approval)
- Location: St. Petersburg, FL
- Filing period: October 2026
- Form ADV filing dated: August 7, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/343434
- AdvisorCensus page: https://advisorcensus.com/firm/sum-zero-wealth-st-petersburg-fl-343434

## Quick answers

**How is SUM Zero Wealth compensated?**
On its Form ADV (Item 5.E, October 2026), SUM Zero Wealth reports these compensation arrangements: a percentage of assets under its management; commissions.

**What does SUM Zero Wealth's brochure say about its fees?**
Its Form ADV Part 2A brochure dated August 7, 2026 states: Up to $3,000,000: 0.95% a year; $3,000,001 to $5,000,000: 0.65% a year; $5,000,001 to $10,000,000: 0.4% a year; $10,000,001 to $25,000,000: 0.3% a year; Above $25,000,001: 0.2% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is SUM Zero Wealth located?**
SUM Zero Wealth's principal office is in St. Petersburg, FL, according to its Form ADV.

**Is SUM Zero Wealth registered with the SEC or a state?**
SUM Zero Wealth is an SEC-registered investment advisory firm, registered since 2026. Status as filed: 120-Day Approval. CRD 343434.

**How much does SUM Zero Wealth manage?**
SUM Zero Wealth reports $0 in regulatory assets under management in its Form ADV filing dated August 7, 2026.

**Does SUM Zero Wealth report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/343434

**What changed in SUM Zero Wealth's recent Form ADV filings?**
In the September 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated August 7, 2026)

- Up to $3,000,000: 0.95% a year
- $3,000,001 to $5,000,000: 0.65% a year
- $5,000,001 to $10,000,000: 0.4% a year
- $10,000,001 to $25,000,000: 0.3% a year
- Above $25,000,001: 0.2% a year

> Assets Under Management: Annual Fee: First $3 million 0.95 % $3,000,001 – $5 million 0.65 % $5,000,001 – $10 million 0.40 % $10,000,001– $25 million 0.30 % Over $25 million 0.20 %

- Minimum annual fee: $10,000

> The Advisor has a minimum annual fee requirement of $10,000 per client. These fees may be negotiated at the sole discretion of the Advisor.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $0
- Discretionary: $0
- Non-discretionary: $0

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NH, NJ, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sumzerowealth.com

## Changes in the filing (last 12 months)

### September 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. SUM Zero Wealth (CRD 343434): Form ADV filing data as of October 2026.