{
  "crd_number": 343434,
  "slug": "sum-zero-wealth-st-petersburg-fl-343434",
  "primary_business_name": "SUM ZERO WEALTH",
  "legal_name": "SUM ZERO WEALTH, LLC",
  "dbas": [],
  "city": "St. Petersburg",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "45300",
  "metro": {
    "cbsa_code": "45300",
    "common_name": "Tampa",
    "msa_name": "Tampa-St. Petersburg-Clearwater, FL",
    "path": "/advisors/fl/tampa"
  },
  "registration_type": "sec",
  "registration_status": "120-Day Approval",
  "registration_date": "2026-08-07",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-08-07",
  "carried_forward": false,
  "raum_total": 0.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 2,
  "advisory_employees": 2,
  "client_count_bucket": null,
  "clients_by_type": null,
  "compensation_types": [
    "commissions",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "NH",
    "NJ",
    "NY",
    "TX"
  ],
  "websites": [
    "https://sumzerowealth.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/343434",
  "city_as_filed": "ST. PETERSBURG",
  "url": "https://advisorcensus.com/firm/sum-zero-wealth-st-petersburg-fl-343434",
  "display_name": "SUM Zero Wealth",
  "summary": "SUM Zero Wealth is an SEC-registered investment advisory firm in St. Petersburg, FL, registered since 2026, reporting under $25 million in regulatory assets under management in its Form ADV filing dated August 7, 2026.",
  "citation": "AdvisorCensus. SUM Zero Wealth (CRD 343434): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Commissions"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is SUM Zero Wealth compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), SUM Zero Wealth reports these compensation arrangements: a percentage of assets under its management; commissions."
    },
    {
      "q": "How much does SUM Zero Wealth charge?",
      "a": "Its Form ADV Part 2A brochure dated August 7, 2026 states: Up to $3,000,000: 0.95% a year; $3,000,001 to $5,000,000: 0.65% a year; $5,000,001 to $10,000,000: 0.4% a year; $10,000,001 to $25,000,000: 0.3% a year; Above $25,000,001: 0.2% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is SUM Zero Wealth located?",
      "a": "SUM Zero Wealth's principal office is in St. Petersburg, FL, according to its Form ADV."
    },
    {
      "q": "Is SUM Zero Wealth registered with the SEC or a state?",
      "a": "SUM Zero Wealth is an SEC-registered investment advisory firm, registered since 2026. Status as filed: 120-Day Approval. CRD 343434."
    },
    {
      "q": "How much does SUM Zero Wealth manage?",
      "a": "SUM Zero Wealth reports $0 in regulatory assets under management in its Form ADV filing dated August 7, 2026."
    },
    {
      "q": "Does SUM Zero Wealth report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/343434"
    },
    {
      "q": "What changed in SUM Zero Wealth's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated August 7, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $3,000,000",
        "rate": "0.95%"
      },
      {
        "band": "$3,000,001 to $5,000,000",
        "rate": "0.65%"
      },
      {
        "band": "$5,000,001 to $10,000,000",
        "rate": "0.4%"
      },
      {
        "band": "$10,000,001 to $25,000,000",
        "rate": "0.3%"
      },
      {
        "band": "Above $25,000,001",
        "rate": "0.2%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "$10,000",
    "planning_fees": [],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $3,000,000: 0.95% a year",
          "$3,000,001 to $5,000,000: 0.65% a year",
          "$5,000,001 to $10,000,000: 0.4% a year",
          "$10,000,001 to $25,000,000: 0.3% a year",
          "Above $25,000,001: 0.2% a year"
        ],
        "quotes": [
          "Assets Under Management: Annual Fee: First $3 million 0.95 % $3,000,001 – $5 million 0.65 % $5,000,001 – $10 million 0.40 % $10,000,001– $25 million 0.30 % Over $25 million 0.20 %"
        ]
      },
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $10,000"
        ],
        "quotes": [
          "The Advisor has a minimum annual fee requirement of $10,000 per client. These fees may be negotiated at the sole discretion of the Advisor."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 3000000.0,
          "rate_pct": 0.95
        },
        {
          "min": 3000001.0,
          "max": 5000000.0,
          "rate_pct": 0.65
        },
        {
          "min": 5000001.0,
          "max": 10000000.0,
          "rate_pct": 0.4
        },
        {
          "min": 10000001.0,
          "max": 25000000.0,
          "rate_pct": 0.3
        },
        {
          "min": 25000001.0,
          "max": null,
          "rate_pct": 0.2
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": 10000.0,
      "planning": []
    },
    "quotes": [
      "Assets Under Management: Annual Fee: First $3 million 0.95 % $3,000,001 – $5 million 0.65 % $5,000,001 – $10 million 0.40 % $10,000,001– $25 million 0.30 % Over $25 million 0.20 %",
      "The Advisor has a minimum annual fee requirement of $10,000 per client. These fees may be negotiated at the sole discretion of the Advisor."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/sum-zero-wealth-st-petersburg-fl-343434.md",
  "clients": [],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/343434",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}