{
  "crd_number": 161145,
  "slug": "studdard-financial-llc-germantown-tn-161145",
  "primary_business_name": "STUDDARD FINANCIAL, LLC",
  "legal_name": "STUDDARD FINANCIAL, LLC",
  "dbas": [],
  "city": "Germantown",
  "state": "TN",
  "country": "United States",
  "cbsa_code": "32820",
  "metro": {
    "cbsa_code": "32820",
    "common_name": "Memphis",
    "msa_name": "Memphis, TN-MS-AR",
    "path": "/advisors/tn/memphis"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2012-06-05",
  "years_registered": 14,
  "period": "2026-10-01",
  "filing_date": "2026-05-20",
  "carried_forward": false,
  "raum_total": 27564210.0,
  "raum_discretionary": 27564210.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 12197806.0,
      "count": 67
    },
    "high_net_worth_individuals": {
      "raum": 15366404.0,
      "count": 7
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "periodicals_newsletters",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "FL",
    "MS",
    "TN"
  ],
  "websites": [
    "https://facebook.com/SARASOTAINVESTMENTADVISER",
    "https://linkedin.com/company/studdard-financial/about",
    "https://studdardfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/161145",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "GERMANTOWN",
  "url": "https://advisorcensus.com/firm/studdard-financial-llc-germantown-tn-161145",
  "display_name": "Studdard Financial, LLC",
  "summary": "Studdard Financial, LLC is a state-registered investment advisory firm in Germantown, TN, registered since 2012, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated May 20, 2026.",
  "citation": "AdvisorCensus. Studdard Financial, LLC (CRD 161145): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Publication of periodicals or newsletters"
  ],
  "quick_answers": [
    {
      "q": "How is Studdard Financial, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Studdard Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Studdard Financial, LLC located?",
      "a": "Studdard Financial, LLC's principal office is in Germantown, TN, according to its Form ADV."
    },
    {
      "q": "Is Studdard Financial, LLC registered with the SEC or a state?",
      "a": "Studdard Financial, LLC is a state-registered investment advisory firm, registered since 2012. Status as filed: APPROVED. CRD 161145."
    },
    {
      "q": "How much does Studdard Financial, LLC manage?",
      "a": "Studdard Financial, LLC reports $27,564,210 in regulatory assets under management in its Form ADV filing dated May 20, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Studdard Financial, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (67); high net worth individuals (7)."
    },
    {
      "q": "Does Studdard Financial, LLC report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/161145"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/studdard-financial-llc-germantown-tn-161145.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 67,
      "fewer_than_5": false,
      "raum": 12197806.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 7,
      "fewer_than_5": false,
      "raum": 15366404.0
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/161145",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}