# Strategic Financial Concepts, LLC

> Strategic Financial Concepts, LLC is an SEC-registered investment advisory firm in San Antonio, TX, registered since 2006, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated June 9, 2026.

- CRD: 141849
- Filed as: STRATEGIC FINANCIAL CONCEPTS, LLC
- Also doing business as: BENEFIT PLANNING GROUP, BENEFIT PLANNING GROUP INSURANCE & WEALTH MANAGEMENT, BUBELA WEALTH MANAGEMENT, BURNET ASSET MANAGEMENT, BURNET WEALTH MANAGEMENT, PLLC, CAPITAL RETIREMENT PLANNING GROUP, CONCHO INVESTMENT ADVISORS, FREEDOM FINANCIAL WEALTH BUILDING GROUP, HERBIG WEALTH MANAGEMENT, JEFFERY L. SOLINSKY WEALTH MANAGEMENT, A DIVISION OF SOLINSKY GROUP, JEFFREY SOLINSKY WEALTH MANAGEMENT, MAYFIELD STEVENS FINANCIAL ADVISORS, NFA EMPOWERS, NFA INSTITUTIONAL SERVICES, NFA WEALTH MANAGEMENT, RED OAK FINANCIAL ASSET MANAGEMENT, STEVENS WEALTH MANAGEMENT, THE RETIREMENT ANSWER MAN, TRILOGY FINANCIAL PLANNING, WEALTH MANAGEMENT DIVISION OF CAPITOL CREDIT UNION, WWK WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Antonio, TX
- Filing period: October 2026
- Form ADV filing dated: June 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/141849
- AdvisorCensus page: https://advisorcensus.com/firm/strategic-financial-concepts-llc-san-antonio-tx-141849

## Quick answers

**How is Strategic Financial Concepts, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Strategic Financial Concepts, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**How much does Strategic Financial Concepts, LLC charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Hourly rate: $500 an hour (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Strategic Financial Concepts, LLC located?**
Strategic Financial Concepts, LLC's principal office is in San Antonio, TX, according to its Form ADV; the July 2026 filing also lists 16 other offices (Schedule D, Section 1.F).

**Is Strategic Financial Concepts, LLC registered with the SEC or a state?**
Strategic Financial Concepts, LLC is an SEC-registered investment advisory firm, registered since 2006. Status as filed: Approved. CRD 141849.

**How much does Strategic Financial Concepts, LLC manage?**
Strategic Financial Concepts, LLC reports $927,710,771 in regulatory assets under management in its Form ADV filing dated June 9, 2026 (100% discretionary).

**How have Strategic Financial Concepts, LLC's assets and staff changed since 2021?**
In the Form ADV data for Strategic Financial Concepts, LLC: Regulatory assets under management: $678,729,459 in the October 2021 data and $927,710,771 in the October 2026 data, up 37%. Total employees: 39 in October 2021 and 41 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Strategic Financial Concepts, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,508); high net worth individuals (190); corporations or other businesses not listed above (37).

**Which custodians does Strategic Financial Concepts, LLC use?**
Strategic Financial Concepts, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., Interactive Brokers LLC and LPL Financial LLC as custodians holding 10% or more of its separately managed account assets.

**Does Strategic Financial Concepts, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141849

**What changed in Strategic Financial Concepts, LLC's recent Form ADV filings?**
In the July 2026 filing data: Added the business name Herbig Wealth Management. Added an office in Houston, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Hourly rate: $500 an hour (financial planning and consulting services)

> The maximum hourly fees are $500 per hour. A fixed fee may also be negotiated based on the number of estimated hours required to provide the requested services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Interactive Brokers LLC
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $927,710,771
- Discretionary: $927,710,771
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,508 | $509,590,903 |
| High net worth individuals | 190 | $246,242,782 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 23 | $24,925,811 |
| Charitable organizations | 20 | $15,062,771 |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 10 | $7,860,128 |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 37 | $62,103,508 |
| Other | 36 | $61,924,868 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2006 (19 years)
- Employees: 41 total, 41 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TX, UT, VA, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Austin, TX
- Deridder, LA
- Edmond, OK
- El Paso, TX
- Fredericksburg, TX
- Ft Worth, TX
- Horseshoe Bay, TX
- Houston, TX
- Katy, TX
- Kerrville, TX
- Kyle, TX
- Metairie, LA
- Orthello, WA
- Round Rock, TX
- San Angelo, TX
- San Antonio, TX

### Websites listed on Form ADV (Item 1.I)
- benefitplanninggroup.net
- bubelawealth.com
- ccutx.org/INVEST/AUSTIN-TEXAS-WEALTH-MANAGEMENT-SERVICES.HTML
- conchoia.com
- humbleinvestor.net
- sfcria.com
- solinskygroup.com
- tnfa.net
- Facebook @106554770841275
- Facebook @218362921538381
- Facebook @503642459795559
- Facebook @538380939843871
- Facebook @ConchoInvAdv
- Facebook @bubelawealth
- Facebook @cliebum
- LinkedIn @1584827
- LinkedIn linkedin.com
- LinkedIn @alex-littlepage
- LinkedIn @coby-huerta-7b641618a
- LinkedIn @delaney-mccoy-062795219
- LinkedIn @erika-marin-aif-9269346
- LinkedIn @kent1986
- LinkedIn @kwags1981
- LinkedIn @patrick-taylorbpg
- LinkedIn @reaganwagner
- LinkedIn @ricktarbell
- LinkedIn @robertbruns1
- LinkedIn @ryan-j-bubela-ba05168
- LinkedIn @sandi-hegeman-aif
- LinkedIn @tnfa-romano
- LinkedIn @tommeyerbpg
- LinkedIn @tonyashtonclu
- LinkedIn @txagent4u
- LinkedIn @zac-jones-aif®-83979a7
- Facebook facebook.com
- X @PatTaylorBPG
- X @ReaganW17640121
- X @SteveRomano_INC
- X @Tomjmeyer
- X @WagnerReagan
- X @kwagner1981

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $678,729,459 | 39 | September 9, 2021 |
| October 2022 | $855,056,903 | 39 | August 31, 2022 |
| October 2023 | $811,032,601 | 35 | September 29, 2023 |
| October 2024 | $987,555,105 | 35 | August 21, 2024 |
| October 2025 | $1,006,017,397 | 41 | April 24, 2025 |
| October 2026 | $927,710,771 | 41 | June 9, 2026 |

Regulatory assets under management: $678,729,459 in the October 2021 data and $927,710,771 in the October 2026 data, up 37%.
Total employees: 39 in October 2021 and 41 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Added the business name Herbig Wealth Management.
- Added an office in Houston, TX.

### June 2026
- Added the business name Freedom Financial Wealth Building Group.

### April 2026
- No longer lists the business name G2 Wealth Management Partners, LLC.
- No longer lists the business name Moffatt Financial Strategies.
- No longer lists the business name Agile Retirement Management.
- No longer lists the business name Carroll Advisory Group.
- Changed its office addresses in Edmond, OK.
- Changed its office addresses in El Paso, TX.
- Added an office in Horseshoe Bay, TX.
- Added an office in Kyle, TX.
- Added an office in Orthello, WA.
- No longer lists an office in Burnet, TX.
- No longer lists an office in Ft Worth, TX.
- No longer lists an office in Mansfield, TX.
- No longer lists an office in Texarkana, TX.
- No longer lists an office in Yoakum, TX.
- Registered or notice-filed in AZ, MO, MS, MT.

### January 2026
- No longer registered or notice-filed in MT, TN.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Strategic Financial Concepts, LLC (CRD 141849): Form ADV filing data as of October 2026.