# Straight Path Wealth Management

> Straight Path Wealth Management is an SEC-registered investment advisory firm in Jenison, MI, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 9, 2026.

- CRD: 148897
- Filed as: STRAIGHT PATH WEALTH MANAGEMENT
- Legal name: Financial Arcitects, Inc
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Jenison, MI
- Filing period: October 2026
- Form ADV filing dated: February 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/148897
- AdvisorCensus page: https://advisorcensus.com/firm/straight-path-wealth-management-jenison-mi-148897

## Quick answers

**How is Straight Path Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Straight Path Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Straight Path Wealth Management charge?**
Its Form ADV Part 2A brochure dated February 9, 2026 states: Up to $250,000: 1.5% a year; $250,001 to $1,000,000: 1.35% a year; Above $1,000,000: 1.35% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Straight Path Wealth Management located?**
Straight Path Wealth Management's principal office is in Jenison, MI, according to its Form ADV.

**Is Straight Path Wealth Management registered with the SEC or a state?**
Straight Path Wealth Management is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 148897.

**How much does Straight Path Wealth Management manage?**
Straight Path Wealth Management reports $472,452,040 in regulatory assets under management in its Form ADV filing dated February 9, 2026 (99% discretionary).

**How have Straight Path Wealth Management's assets and staff changed since 2021?**
In the Form ADV data for Straight Path Wealth Management: Regulatory assets under management: $171,450,000 in the October 2021 data and $472,452,040 in the October 2026 data, up 176%. Total employees: 5 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Straight Path Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (810); high net worth individuals (87); charitable organizations (2).

**Which custodians does Straight Path Wealth Management use?**
Straight Path Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Straight Path Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/148897

**What changed in Straight Path Wealth Management's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $347,960,970 to $472,452,040 (+36%). Employees performing advisory functions went from 9 to 10.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated February 9, 2026)

- Up to $250,000: 1.5% a year
- $250,001 to $1,000,000: 1.35% a year
- Above $1,000,000: 1.35% a year

> $0-250,000 1.50% $250,001-$1,000,000 1.35% for assets over $1,000,000 1.35%

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $472,452,040
- Discretionary: $470,050,793
- Non-discretionary: $2,401,247

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 810 | $191,048,826 |
| High net worth individuals | 87 | $242,673,907 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 2 | $16,512,302 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 1 | $19,078,188 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $3,138,817 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2021 (5 years)
- Employees: 12 total, 10 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, GA, IL, MI, NE, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- straightpathadvisors.com
- straightpathwealth.com
- Facebook @StraightPathWealth
- Instagram @straightpathwealth
- LinkedIn @straight-path-wealth-management
- YouTube @straightpathwealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $171,450,000 | 5 | June 22, 2021 |
| October 2022 | $244,527,348 | 5 | February 16, 2022 |
| October 2023 | $203,172,269 | 5 | January 26, 2023 |
| October 2024 | $271,529,999 | 10 | August 21, 2024 |
| October 2025 | $347,960,970 | 10 | March 6, 2025 |
| October 2026 | $472,452,040 | 12 | February 9, 2026 |

Regulatory assets under management: $171,450,000 in the October 2021 data and $472,452,040 in the October 2026 data, up 176%.
Total employees: 5 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $347,960,970 to $472,452,040 (+36%).
- Employees performing advisory functions went from 9 to 10.

### February 2026
- Registered or notice-filed in CA, GA, SC.

### December 2025
- Employees performing advisory functions went from 8 to 9.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Straight Path Wealth Management (CRD 148897): Form ADV filing data as of October 2026.