# Stone Island Financial Planning

> Stone Island Financial Planning is an SEC-registered investment advisory firm in Naperville, IL, registered since 2009, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 146765
- Filed as: STONE ISLAND FINANCIAL PLANNING
- Legal name: South Georgia Capital, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Naperville, IL
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/146765
- AdvisorCensus page: https://advisorcensus.com/firm/stone-island-financial-planning-naperville-il-146765

## Quick answers

**How is Stone Island Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Stone Island Financial Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); performance-based fees.

**How much does Stone Island Financial Planning charge?**
Its Form ADV Part 2A brochure dated March 26, 2026 states: Hourly rate: $300 to $500 an hour (limited-scope, project-based financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Stone Island Financial Planning located?**
Stone Island Financial Planning's principal office is in Naperville, IL, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Stone Island Financial Planning registered with the SEC or a state?**
Stone Island Financial Planning is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 146765.

**How much does Stone Island Financial Planning manage?**
Stone Island Financial Planning reports $133,990,107 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (100% discretionary).

**How have Stone Island Financial Planning's assets and staff changed since 2021?**
In the Form ADV data for Stone Island Financial Planning: Regulatory assets under management: $164,812,072 in the October 2021 data and $133,990,107 in the October 2026 data, down 19%. Total employees: 5 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Stone Island Financial Planning serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (119); individuals (other than high net worth individuals) (28); charitable organizations (1).

**Which custodians does Stone Island Financial Planning use?**
Stone Island Financial Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Pershing Advisor Solutions LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Stone Island Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/146765

**Does Stone Island Financial Planning state an account minimum?**
Its Form ADV Part 2A brochure dated March 26, 2026 says: "There is no minimum account size for clients."

**What changed in Stone Island Financial Planning's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 4 to 3.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Account minimum: None

> There is no minimum account size for clients.

- Hourly rate: $300 to $500 an hour (limited-scope, project-based financial planning services)

> utilizing an hourly fee, SIFP bills in 6-minute increments and charges $300 - $500 per hour depending upon the complexity of the services needed.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Pershing Advisor Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $133,990,107
- Discretionary: $133,990,107
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 28 | $25,458,059 |
| High net worth individuals | 119 | $108,531,726 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $322 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2009 (17 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, FL, IL, NE, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Scottsdale, AZ

### Websites listed on Form ADV (Item 1.I)
- southgeorgiacapital.com
- stoneislandfp.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $164,812,072 | 5 | March 30, 2021 |
| October 2022 | $168,981,136 | 5 | June 6, 2022 |
| October 2023 | $141,167,192 | 5 | March 27, 2023 |
| October 2024 | $135,101,245 | 6 | July 18, 2024 |
| October 2025 | $137,075,138 | 5 | March 27, 2025 |
| October 2026 | $133,990,107 | 4 | March 26, 2026 |

Regulatory assets under management: $164,812,072 in the October 2021 data and $133,990,107 in the October 2026 data, down 19%.
Total employees: 5 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 4 to 3.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Stone Island Financial Planning (CRD 146765): Form ADV filing data as of October 2026.