# Stewardship Wealth Management Solutions

> Stewardship Wealth Management Solutions is an SEC-registered investment advisory firm in Huntington Beach, CA, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 17, 2026.

- CRD: 322851
- Filed as: STEWARDSHIP WEALTH MANAGEMENT SOLUTIONS
- Legal name: TME Financial, Inc.
- Also doing business as: STEWARDSHIP WEALTH MANAGEMENT SOLUTIONS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Huntington Beach, CA
- Filing period: October 2026
- Form ADV filing dated: March 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/322851
- AdvisorCensus page: https://advisorcensus.com/firm/stewardship-wealth-management-solutions-huntington-beach-ca-322851

## Quick answers

**How is Stewardship Wealth Management Solutions compensated?**
On its Form ADV (Item 5.E, October 2026), Stewardship Wealth Management Solutions reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Stewardship Wealth Management Solutions charge?**
Its Form ADV Part 2A brochure dated March 17, 2026 states: Flat fee: $1,000 to $30,000 (Retirement Plan Consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Stewardship Wealth Management Solutions located?**
Stewardship Wealth Management Solutions' principal office is in Huntington Beach, CA, according to its Form ADV.

**Is Stewardship Wealth Management Solutions registered with the SEC or a state?**
Stewardship Wealth Management Solutions is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 322851.

**How much does Stewardship Wealth Management Solutions manage?**
Stewardship Wealth Management Solutions reports $153,059,326 in regulatory assets under management in its Form ADV filing dated March 17, 2026 (99% discretionary).

**How have Stewardship Wealth Management Solutions' assets and staff changed since 2023?**
In the Form ADV data for Stewardship Wealth Management Solutions: Regulatory assets under management: $102,565,832 in the October 2023 data and $153,059,326 in the October 2026 data, up 49%. Total employees: 3 in October 2023 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Stewardship Wealth Management Solutions serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (159); high net worth individuals (45); pension and profit sharing plans (but not the plan participants or government pension plans) (2).

**Which custodians does Stewardship Wealth Management Solutions use?**
Stewardship Wealth Management Solutions' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Stewardship Wealth Management Solutions report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/322851

**What changed in Stewardship Wealth Management Solutions' recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 1 to 2. Regulatory assets under management went from $124,039,550 to $153,059,326 (+23%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 17, 2026)

- Flat fee: $1,000 to $30,000 (Retirement Plan Consulting services)

> Our flat fees range from $1,000 to $30,000. Fees based on a percentage of managed Plan assets will not exceed 1.00%.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $153,059,326
- Discretionary: $151,663,216
- Non-discretionary: $1,396,110

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 159 | $60,923,877 |
| High net worth individuals | 45 | $87,476,487 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $3,771,278 |
| Charitable organizations | 1 | $461,714 |
| Corporations or other businesses not listed above | 2 | $425,970 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2023 (3 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [stewardshipwms.com](https://stewardshipwms.com)
- Facebook @boulosgmichael
- Instagram @stewardshipwms
- LinkedIn @stewardship-wealth-management-solutions
- LinkedIn @boulosmichael

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $102,565,832 | 3 | September 26, 2023 |
| October 2024 | $110,429,973 | 3 | March 8, 2024 |
| October 2025 | $124,039,550 | 3 | March 14, 2025 |
| October 2026 | $153,059,326 | 3 | March 17, 2026 |

Regulatory assets under management: $102,565,832 in the October 2023 data and $153,059,326 in the October 2026 data, up 49%.
Total employees: 3 in October 2023 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 1 to 2.
- Regulatory assets under management went from $124,039,550 to $153,059,326 (+23%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Stewardship Wealth Management Solutions (CRD 322851): Form ADV filing data as of October 2026.