# Stewardship Financial Planning

> Stewardship Financial Planning is an SEC-registered investment advisory firm in Tarrytown, NY, registered since 2023, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated July 24, 2026.

- CRD: 128676
- Filed as: STEWARDSHIP FINANCIAL PLANNING
- Legal name: Stewardship Financial Services, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tarrytown, NY
- Filing period: October 2026
- Form ADV filing dated: July 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/128676
- AdvisorCensus page: https://advisorcensus.com/firm/stewardship-financial-planning-tarrytown-ny-128676

## Quick answers

**How is Stewardship Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Stewardship Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**Where is Stewardship Financial Planning located?**
Stewardship Financial Planning's principal office is in Tarrytown, NY, according to its Form ADV.

**Is Stewardship Financial Planning registered with the SEC or a state?**
Stewardship Financial Planning is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 128676.

**How much does Stewardship Financial Planning manage?**
Stewardship Financial Planning reports $65,516,641 in regulatory assets under management in its Form ADV filing dated July 24, 2026 (26% discretionary).

**How have Stewardship Financial Planning's assets and staff changed since 2023?**
In the Form ADV data for Stewardship Financial Planning: Regulatory assets under management: $32,700,000 in the October 2023 data and $65,516,641 in the October 2026 data, up 100%. Total employees: 1 in October 2023 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Stewardship Financial Planning serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (26); individuals (other than high net worth individuals) (13).

**Which custodians does Stewardship Financial Planning use?**
Stewardship Financial Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists RIA Custody as a custodian holding 10% or more of its separately managed account assets.

**Does Stewardship Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/128676

**Does Stewardship Financial Planning state an account minimum?**
Its Form ADV Part 2A brochure dated July 24, 2026 says: "There are no minimums as to income, assets, or net worth."

**What changed in Stewardship Financial Planning's recent Form ADV filings?**
In the June 2026 filing data: Registered or notice-filed in TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 24, 2026)

- Account minimum: None

> There are no minimums as to income, assets, or net worth.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- RIA Custody

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $65,516,641
- Discretionary: $17,177,074
- Non-discretionary: $48,339,567

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 13 | $6,054,063 |
| High net worth individuals | 26 | $59,462,578 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2023 (3 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- stewardship-fp.com
- stewardshipfinancialplanning.com
- stewardshipfinancialservices.com
- stewardshipfp.com
- stewardshipfs.com
- stewfs.com
- LinkedIn @johnbelluardo

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $32,700,000 | 1 | August 30, 2023 |
| October 2024 | $36,975,061 | 1 | April 19, 2024 |
| October 2025 | $49,781,371 | 1 | March 28, 2025 |
| October 2026 | $65,516,641 | 1 | July 24, 2026 |

Regulatory assets under management: $32,700,000 in the October 2023 data and $65,516,641 in the October 2026 data, up 100%.
Total employees: 1 in October 2023 and 1 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Registered or notice-filed in TX.

### April 2026
- Regulatory assets under management went from $49,781,371 to $65,516,641 (+32%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Stewardship Financial Planning (CRD 128676): Form ADV filing data as of October 2026.