{
  "crd_number": 128676,
  "slug": "stewardship-financial-planning-tarrytown-ny-128676",
  "primary_business_name": "STEWARDSHIP FINANCIAL PLANNING",
  "legal_name": "STEWARDSHIP FINANCIAL SERVICES, INC.",
  "dbas": [],
  "city": "Tarrytown",
  "state": "NY",
  "country": "United States",
  "cbsa_code": "35620",
  "metro": {
    "cbsa_code": "35620",
    "common_name": "New York",
    "msa_name": "New York-Newark-Jersey City, NY-NJ",
    "path": "/advisors/ny/new-york"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2023-09-29",
  "years_registered": 3,
  "period": "2026-10-01",
  "filing_date": "2026-07-24",
  "carried_forward": false,
  "raum_total": 65516641.0,
  "raum_discretionary": 17177074.0,
  "raum_non_discretionary": 48339567.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 6054063.0,
      "count": 13
    },
    "high_net_worth_individuals": {
      "raum": 59462578.0,
      "count": 26
    }
  },
  "compensation_types": [
    "fixed",
    "hourly"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "NY",
    "TX"
  ],
  "websites": [
    "https://linkedin.com/in/johnbelluardo",
    "https://stewardship-fp.com",
    "https://stewardshipfinancialplanning.com",
    "https://stewardshipfinancialservices.com",
    "https://stewardshipfp.com",
    "https://stewardshipfs.com",
    "https://stewfs.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/128676",
  "city_as_filed": "TARRYTOWN",
  "url": "https://advisorcensus.com/firm/stewardship-financial-planning-tarrytown-ny-128676",
  "display_name": "Stewardship Financial Planning",
  "summary": "Stewardship Financial Planning is an SEC-registered investment advisory firm in Tarrytown, NY, registered since 2023, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated July 24, 2026.",
  "citation": "AdvisorCensus. Stewardship Financial Planning (CRD 128676): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Stewardship Financial Planning compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Stewardship Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Stewardship Financial Planning charge?",
      "a": "Its Form ADV Part 2A brochure dated July 24, 2026 states: Flat fee: $2,000 to $6,000 (one-time project work); Subscription: $2,000 to $5,000 a year (“retainer” clients); Hourly rate: $290 an hour (Hourly work). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Stewardship Financial Planning located?",
      "a": "Stewardship Financial Planning's principal office is in Tarrytown, NY, according to its Form ADV."
    },
    {
      "q": "Is Stewardship Financial Planning registered with the SEC or a state?",
      "a": "Stewardship Financial Planning is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 128676."
    },
    {
      "q": "How much does Stewardship Financial Planning manage?",
      "a": "Stewardship Financial Planning reports $65,516,641 in regulatory assets under management in its Form ADV filing dated July 24, 2026 (26% discretionary)."
    },
    {
      "q": "How have Stewardship Financial Planning's assets and staff changed since 2023?",
      "a": "In the Form ADV data for Stewardship Financial Planning: Regulatory assets under management: $32,700,000 in the October 2023 data and $65,516,641 in the October 2026 data, up 100%. Total employees: 1 in October 2023 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Stewardship Financial Planning serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (26); individuals (other than high net worth individuals) (13)."
    },
    {
      "q": "Which custodians does Stewardship Financial Planning use?",
      "a": "Stewardship Financial Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists RIA Custody as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Stewardship Financial Planning report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/128676"
    },
    {
      "q": "Does Stewardship Financial Planning state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated July 24, 2026 says: \"There are no minimums as to income, assets, or net worth.\""
    },
    {
      "q": "What changed in Stewardship Financial Planning's recent Form ADV filings?",
      "a": "In the June 2026 filing data: Registered or notice-filed in TX."
    }
  ],
  "filing_history": [
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 32700000.0,
      "total_employees": 1,
      "filing_date": "2023-08-30"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 36975061.0,
      "total_employees": 1,
      "filing_date": "2024-04-19"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 49781371.0,
      "total_employees": 1,
      "filing_date": "2025-03-28"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 65516641.0,
      "total_employees": 1,
      "filing_date": "2026-07-24"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "Registered or notice-filed in TX."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $49,781,371 to $65,516,641 (+32%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 24, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $2,000 to $6,000 (one-time project work)",
      "Subscription: $2,000 to $5,000 a year (“retainer” clients)",
      "Hourly rate: $290 an hour (Hourly work)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "There are no minimums as to income, assets, or net worth."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,000 to $6,000 (one-time project work)"
        ],
        "quotes": [
          "For one-time project work, a flat fee, typically ranging from $2,000 - $6,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $2,000 to $5,000 a year (“retainer” clients)"
        ],
        "quotes": [
          "For “retainer” clients, annual fees ranging from $2,000 to $5,000, billed quarterly."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $290 an hour (Hourly work)"
        ],
        "quotes": [
          "Hourly work at $290 an hour, billed in 15-minute increments."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 2000.0,
          "max": 6000.0,
          "period": "one_time",
          "service": "one-time project work"
        },
        {
          "kind": "subscription",
          "amount": null,
          "min": 2000.0,
          "max": 5000.0,
          "period": "annual",
          "service": "“retainer” clients"
        },
        {
          "kind": "hourly",
          "amount": 290.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Hourly work"
        }
      ]
    },
    "quotes": [
      "There are no minimums as to income, assets, or net worth.",
      "For one-time project work, a flat fee, typically ranging from $2,000 - $6,000.",
      "For “retainer” clients, annual fees ranging from $2,000 to $5,000, billed quarterly.",
      "Hourly work at $290 an hour, billed in 15-minute increments."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "RIA Custody",
      "name_as_filed": "RIA CUSTODY",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/stewardship-financial-planning-tarrytown-ny-128676.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 13,
      "fewer_than_5": false,
      "raum": 6054063.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 26,
      "fewer_than_5": false,
      "raum": 59462578.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/128676",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}