# Stewardship Concepts Financial Services LLC

> Stewardship Concepts Financial Services LLC is an SEC-registered investment advisory firm in Spokane, WA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 20, 2026.

- CRD: 330611
- Filed as: STEWARDSHIP CONCEPTS FINANCIAL SERVICES LLC
- Also doing business as: LITTLE MOUNTAIN FINANCIAL SERVICES LLC, STEWARDSHIP CONCEPTS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Spokane, WA
- Filing period: October 2026
- Form ADV filing dated: January 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/330611
- AdvisorCensus page: https://advisorcensus.com/firm/stewardship-concepts-financial-services-llc-spokane-wa-330611

## Quick answers

**How is Stewardship Concepts Financial Services LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Stewardship Concepts Financial Services LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Stewardship Concepts Financial Services LLC located?**
Stewardship Concepts Financial Services LLC's principal office is in Spokane, WA, according to its Form ADV; the February 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Stewardship Concepts Financial Services LLC registered with the SEC or a state?**
Stewardship Concepts Financial Services LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 330611.

**How much does Stewardship Concepts Financial Services LLC manage?**
Stewardship Concepts Financial Services LLC reports $174,620,530 in regulatory assets under management in its Form ADV filing dated January 20, 2026 (95% discretionary).

**What types of clients does Stewardship Concepts Financial Services LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (167); high net worth individuals (62); pension and profit sharing plans (but not the plan participants or government pension plans) (18).

**Which custodians does Stewardship Concepts Financial Services LLC use?**
Stewardship Concepts Financial Services LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Capital Client Group, Inc. and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Stewardship Concepts Financial Services LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/330611

**What changed in Stewardship Concepts Financial Services LLC's recent Form ADV filings?**
In the February 2026 filing data: Added the business name Stewardship Concepts. Added the business name Little Mountain Financial Services LLC. Regulatory assets under management went from $106,383,834 to $174,620,530 (+64%). Added an office in Spokane, WA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Capital Client Group, Inc.
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $174,620,530
- Discretionary: $166,423,818
- Non-discretionary: $8,196,712

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 167 | $55,662,408 |
| High net worth individuals | 62 | $110,490,854 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 18 | $8,196,712 |
| Charitable organizations | Fewer than 5 | $270,556 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, ID, MT, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the February 2026 filing
- Spokane, WA

### Websites listed on Form ADV (Item 1.I)
- scfinancials.com
- thelittlemtn.com/about-us
- Facebook @Stewardship-Concepts-Financial-Services
- LinkedIn @89975908

## Changes in the filing (last 12 months)

### February 2026
- Added the business name Stewardship Concepts.
- Added the business name Little Mountain Financial Services LLC.
- Regulatory assets under management went from $106,383,834 to $174,620,530 (+64%).
- Added an office in Spokane, WA.

### December 2025
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Stewardship Concepts Financial Services LLC (CRD 330611): Form ADV filing data as of October 2026.