# Sterneck Capital Management LLC

> Sterneck Capital Management LLC is an SEC-registered investment advisory firm in Kansas City, MO, registered since 1993, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 7, 2026.

- CRD: 111463
- Filed as: STERNECK CAPITAL MANAGEMENT LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Kansas City, MO
- Filing period: October 2026
- Form ADV filing dated: July 7, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111463
- AdvisorCensus page: https://advisorcensus.com/firm/sterneck-capital-management-llc-kansas-city-mo-111463

## Quick answers

**How is Sterneck Capital Management LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Sterneck Capital Management LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other.

**Where is Sterneck Capital Management LLC located?**
Sterneck Capital Management LLC's principal office is in Kansas City, MO, according to its Form ADV.

**Is Sterneck Capital Management LLC registered with the SEC or a state?**
Sterneck Capital Management LLC is an SEC-registered investment advisory firm, registered since 1993. Status as filed: Approved. CRD 111463.

**How much does Sterneck Capital Management LLC manage?**
Sterneck Capital Management LLC reports $327,938,616 in regulatory assets under management in its Form ADV filing dated July 7, 2026 (94% discretionary).

**How have Sterneck Capital Management LLC's assets and staff changed since 2021?**
In the Form ADV data for Sterneck Capital Management LLC: Regulatory assets under management: $233,095,064 in the October 2021 data and $327,938,616 in the October 2026 data, up 41%. Total employees: 5 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Sterneck Capital Management LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (129); individuals (other than high net worth individuals) (120); charitable organizations (8).

**Which custodians does Sterneck Capital Management LLC use?**
Sterneck Capital Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Sterneck Capital Management LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111463

**Does Sterneck Capital Management LLC state an account minimum?**
Its Form ADV Part 2A brochure dated July 7, 2026 says: "The recommended minimum portfolio size is $500,000 but is negotiable based on considerations such as client or advisor relationships, objectives, net -worth and earning potential."

**What changed in Sterneck Capital Management LLC's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $277,853,450 to $327,938,616 (+18%). Registered or notice-filed in CA. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated July 7, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> The recommended minimum portfolio size is $500,000 but is negotiable based on considerations such as client or advisor relationships, objectives, net -worth and earning potential.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $327,938,616
- Discretionary: $309,008,342
- Non-discretionary: $18,930,274

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 120 | $20,621,003 |
| High net worth individuals | 129 | $302,315,050 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 8 | $3,107,779 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 8 | $1,894,784 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Publication of periodicals or newsletters
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 1993 (32 years)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, IL, KS, MO, NE, NY, OK, TX, UT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sterneckcapital.com
- Facebook @STERNECKCAPITALMANAGEMENT
- LinkedIn @3812713

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $233,095,064 | 5 | March 29, 2021 |
| October 2022 | $275,773,516 | 6 | March 30, 2022 |
| October 2023 | $239,259,698 | 6 | March 20, 2023 |
| October 2024 | $254,571,595 | 6 | June 26, 2024 |
| October 2025 | $277,853,450 | 5 | July 29, 2025 |
| October 2026 | $327,938,616 | 5 | July 7, 2026 |

Regulatory assets under management: $233,095,064 in the October 2021 data and $327,938,616 in the October 2026 data, up 41%.
Total employees: 5 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $277,853,450 to $327,938,616 (+18%).
- Registered or notice-filed in CA.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sterneck Capital Management LLC (CRD 111463): Form ADV filing data as of October 2026.