# Stern Capital Management, Inc.

> Stern Capital Management, Inc. is an SEC-registered investment advisory firm in Old Bridge, NJ, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 124405
- Filed as: STERN CAPITAL MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Old Bridge, NJ
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/124405
- AdvisorCensus page: https://advisorcensus.com/firm/stern-capital-management-inc-old-bridge-nj-124405

## Quick answers

**How is Stern Capital Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Stern Capital Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Stern Capital Management, Inc. charge?**
Its Form ADV Part 2A brochure dated March 27, 2026 states: Asset-based fee: 0.95% to 2% a year (a range, as the brochure states it); Hourly rate: $50 to $200 an hour (Financial Planning fees); Flat fee: $500 to $5,000 (Financial Planning fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Stern Capital Management, Inc. located?**
Stern Capital Management, Inc.'s principal office is in Old Bridge, NJ, according to its Form ADV.

**Is Stern Capital Management, Inc. registered with the SEC or a state?**
Stern Capital Management, Inc. is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 124405.

**How much does Stern Capital Management, Inc. manage?**
Stern Capital Management, Inc. reports $297,660,237 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (99% discretionary).

**How have Stern Capital Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Stern Capital Management, Inc.: Regulatory assets under management: $189,524,087 in the October 2021 data and $297,660,237 in the October 2026 data, up 57%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Stern Capital Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (582); high net worth individuals (67); charitable organizations (7).

**Which custodians does Stern Capital Management, Inc. use?**
Stern Capital Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Stern Capital Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/124405

**Does Stern Capital Management, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 27, 2026 says: "Stern Capital Management, Inc. does not impose a minimum portfolio size or minimum annual fee."

**What changed in Stern Capital Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $252,174,004 to $297,660,237 (+18%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Asset-based fee: 0.95% to 2% a year (a range, as the brochure states it)

> The annual fee varies between 0.95% and 2.00% depending upon the market value of the assets under management.

- Account minimum: None

> Stern Capital Management, Inc. does not impose a minimum portfolio size or minimum annual fee.

- Minimum annual fee: None

> Stern Capital Management, Inc. does not impose a minimum portfolio size or minimum annual fee.

- Hourly rate: $50 to $200 an hour (Financial Planning fees)

> Our Financial Planning fees are calculated and charged on an hourly basis, ranging from $50 to $200 per hour.

- Flat fee: $500 to $5,000 (Financial Planning fees)

> Our Financial Planning fees maybe calculated and charged on a fixed fee basis, typically ranging from $500 to $5,000, depending on the specific arrangement reached with the client.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $297,660,237
- Discretionary: $295,061,152
- Non-discretionary: $2,599,085

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 582 | $120,819,402 |
| High net worth individuals | 67 | $175,489,827 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 7 | $1,351,008 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2017 (9 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, GA, NC, NJ, NY, PA, SC, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sterncm.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $189,524,087 | 3 | March 30, 2021 |
| October 2022 | $222,416,685 | 4 | March 16, 2022 |
| October 2023 | $192,933,809 | 4 | February 27, 2023 |
| October 2024 | $218,389,829 | 3 | March 28, 2024 |
| October 2025 | $252,174,004 | 3 | March 26, 2025 |
| October 2026 | $297,660,237 | 3 | March 27, 2026 |

Regulatory assets under management: $189,524,087 in the October 2021 data and $297,660,237 in the October 2026 data, up 57%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $252,174,004 to $297,660,237 (+18%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Stern Capital Management, Inc. (CRD 124405): Form ADV filing data as of October 2026.