# Sterling Financial Planning

> Sterling Financial Planning is a state-registered investment advisory firm in New York, NY, registered since 2018, with no regulatory assets under management reported in its Form ADV filing dated February 26, 2026.

- CRD: 126064
- Filed as: STERLING FINANCIAL PLANNING
- Legal name: Sterling, Cynthia Gail
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: New York, NY
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/126064
- AdvisorCensus page: https://advisorcensus.com/firm/sterling-financial-planning-new-york-ny-126064

## Quick answers

**How is Sterling Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Sterling Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Sterling Financial Planning located?**
Sterling Financial Planning's principal office is in New York, NY, according to its Form ADV.

**Is Sterling Financial Planning registered with the SEC or a state?**
Sterling Financial Planning is a state-registered investment advisory firm, registered since 2018. Status as filed: APPROVED. CRD 126064.

**Does Sterling Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/126064

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2018 (8 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sterlingfinancialplan.com
- LinkedIn @cindy-sterling-8b26b716

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sterling Financial Planning (CRD 126064): Form ADV filing data as of October 2026.