# Stephen J. Garry & Associates, LLC

> Stephen J. Garry & Associates, LLC is an SEC-registered investment advisory firm in Garden City, NY, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 295068
- Filed as: STEPHEN J. GARRY & ASSOCIATES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Garden City, NY
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/295068
- AdvisorCensus page: https://advisorcensus.com/firm/stephen-j-garry-and-associates-llc-garden-city-ny-295068

## Quick answers

**How is Stephen J. Garry & Associates, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Stephen J. Garry & Associates, LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Stephen J. Garry & Associates, LLC charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Up to $500,000: 1.5% a year; $500,001 to $1,500,000: 1.25% a year; Above $1,500,001: 1% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Stephen J. Garry & Associates, LLC located?**
Stephen J. Garry & Associates, LLC's principal office is in Garden City, NY, according to its Form ADV.

**Is Stephen J. Garry & Associates, LLC registered with the SEC or a state?**
Stephen J. Garry & Associates, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 295068.

**How much does Stephen J. Garry & Associates, LLC manage?**
Stephen J. Garry & Associates, LLC reports $142,552,831 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (100% discretionary).

**How have Stephen J. Garry & Associates, LLC's assets and staff changed since 2021?**
In the Form ADV data for Stephen J. Garry & Associates, LLC: Regulatory assets under management: $93,000,000 in the October 2021 data and $142,552,831 in the October 2026 data, up 53%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Stephen J. Garry & Associates, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (230); high net worth individuals (70).

**Which custodians does Stephen J. Garry & Associates, LLC use?**
Stephen J. Garry & Associates, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Stephen J. Garry & Associates, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/295068

**Does Stephen J. Garry & Associates, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "Stephen J. Garry & Associates generally does not impose a minimum relationship size."

**What changed in Stephen J. Garry & Associates, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $123,578,947 to $142,552,831 (+15%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Up to $500,000: 1.5% a year
- $500,001 to $1,500,000: 1.25% a year
- Above $1,500,001: 1% a year

> Investment advisory fees are based on the following schedule: Assets Under Management ($) Annual Rate (%) Under to $500,000 1.50% $500,001 to $1,500,000 1.25% Over to $1,500,000 1.00%

> Fees may be negotiable at the sole discretion of the Advisor.

- Account minimum: None

> Stephen J. Garry & Associates generally does not impose a minimum relationship size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $142,552,831
- Discretionary: $142,552,831
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 230 | $51,721,621 |
| High net worth individuals | 70 | $90,800,591 |
| Charitable organizations | Fewer than 5 | $30,619 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2018 (8 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, NJ, NY, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [stephengarrywealthmgmt.com](https://stephengarrywealthmgmt.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $93,000,000 | 3 | March 24, 2021 |
| October 2022 | $105,625,337 | 3 | March 22, 2022 |
| October 2023 | $93,825,551 | 3 | March 27, 2023 |
| October 2024 | $110,207,796 | 4 | March 19, 2024 |
| October 2025 | $123,578,947 | 4 | March 24, 2025 |
| October 2026 | $142,552,831 | 4 | March 24, 2026 |

Regulatory assets under management: $93,000,000 in the October 2021 data and $142,552,831 in the October 2026 data, up 53%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $123,578,947 to $142,552,831 (+15%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Stephen J. Garry & Associates, LLC (CRD 295068): Form ADV filing data as of October 2026.