# Spurstone

> Spurstone is an SEC-registered investment advisory firm in Higganum, CT, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 16, 2026.

- CRD: 284158
- Filed as: SPURSTONE
- Legal name: Spurstone Advisory Services, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Higganum, CT
- Filing period: October 2026
- Form ADV filing dated: March 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/284158
- AdvisorCensus page: https://advisorcensus.com/firm/spurstone-higganum-ct-284158

## Quick answers

**How is Spurstone compensated?**
On its Form ADV (Item 5.E, October 2026), Spurstone reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Spurstone charge?**
Its Form ADV Part 2A brochure dated March 16, 2026 states: Flat fee: $500 to $25,000 (Comprehensive Financial Planning & Management). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Spurstone located?**
Spurstone's principal office is in Higganum, CT, according to its Form ADV.

**Is Spurstone registered with the SEC or a state?**
Spurstone is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 284158.

**How much does Spurstone manage?**
Spurstone reports $192,115,319 in regulatory assets under management in its Form ADV filing dated March 16, 2026 (100% discretionary).

**How have Spurstone's assets and staff changed since 2023?**
In the Form ADV data for Spurstone: Regulatory assets under management: $100,786,378 in the October 2023 data and $192,115,319 in the October 2026 data, up 91%. Total employees: 3 in October 2023 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Spurstone serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (101); high net worth individuals (58); corporations or other businesses not listed above (3).

**Which custodians does Spurstone use?**
Spurstone's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Investments Distribution Co. as a custodian holding 10% or more of its separately managed account assets.

**Does Spurstone report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/284158

**Does Spurstone state an account minimum?**
Its Form ADV Part 2A brochure dated March 16, 2026 says: "We do not have a minimum account size requirement."

**What changed in Spurstone's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $155,415,160 to $192,115,319 (+24%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 16, 2026)

- Account minimum: None

> We do not have a minimum account size requirement.

- Flat fee: $500 to $25,000 (Comprehensive Financial Planning & Management)

> Comprehensive Financial Planning & Management will generally be offered on a fixed fee basis. The fixed fee will be agreed upon before the start of any work. The fixed fee can range between $500.00 and $25,000.00.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- SEI Investments Distribution Co.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $192,115,319
- Discretionary: $192,115,319
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 101 | $34,242,779 |
| High net worth individuals | 58 | $154,094,030 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $78,942 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 3 | $3,699,568 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2023 (3 years)
- Employees: 5 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, FL, MA, NH, NY, TN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- spurstone.com
- vimeo.com/USER119790772
- Facebook @SPURSTONE
- Instagram @SPURSTONE
- LinkedIn @SPURSTONE-EXECUTIVE-WEALTH-SOLUTIONS
- X @SPURSTONE
- YouTube @UCT3SUGEKVNROHONHKF9UILW

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $100,786,378 | 3 | April 27, 2023 |
| October 2024 | $123,578,679 | 3 | February 29, 2024 |
| October 2025 | $155,415,160 | 3 | February 7, 2025 |
| October 2026 | $192,115,319 | 5 | March 16, 2026 |

Regulatory assets under management: $100,786,378 in the October 2023 data and $192,115,319 in the October 2026 data, up 91%.
Total employees: 3 in October 2023 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $155,415,160 to $192,115,319 (+24%).

### December 2025
- Registered or notice-filed in NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Spurstone (CRD 284158): Form ADV filing data as of October 2026.