# Spencer Financial Strategies

> Spencer Financial Strategies is a state-registered investment advisory firm in Indianapolis, IN, registered since 2025, reporting under $25 million in regulatory assets under management in its Form ADV filing dated January 26, 2026.

- CRD: 334095
- Filed as: SPENCER FINANCIAL STRATEGIES
- Legal name: SPENDES1, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Indianapolis, IN
- Filing period: October 2026
- Form ADV filing dated: January 26, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/334095
- AdvisorCensus page: https://advisorcensus.com/firm/spencer-financial-strategies-indianapolis-in-334095

## Quick answers

**How is Spencer Financial Strategies compensated?**
On its Form ADV (Item 5.E, October 2026), Spencer Financial Strategies reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Spencer Financial Strategies located?**
Spencer Financial Strategies' principal office is in Indianapolis, IN, according to its Form ADV.

**Is Spencer Financial Strategies registered with the SEC or a state?**
Spencer Financial Strategies is a state-registered investment advisory firm, registered since 2025. Status as filed: APPROVED. CRD 334095.

**How much does Spencer Financial Strategies manage?**
Spencer Financial Strategies reports $17,790,000 in regulatory assets under management in its Form ADV filing dated January 26, 2026 (100% discretionary).

**What types of clients does Spencer Financial Strategies serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (80).

**Does Spencer Financial Strategies report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/334095

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $17,790,000
- Discretionary: $17,790,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 80 | $17,790,000 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- spencerfinancialstrategies.com
- Facebook @SpencerFinancialStrategies

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Spencer Financial Strategies (CRD 334095): Form ADV filing data as of October 2026.