# Spectrum Asset Management Inc

> Spectrum Asset Management Inc is an SEC-registered investment advisory firm in Newport Beach, CA, registered since 1987, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 18, 2026.

- CRD: 111007
- Filed as: SPECTRUM ASSET MANAGEMENT INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Newport Beach, CA
- Filing period: October 2026
- Form ADV filing dated: March 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111007
- AdvisorCensus page: https://advisorcensus.com/firm/spectrum-asset-management-inc-newport-beach-ca-111007

## Quick answers

**How is Spectrum Asset Management Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Spectrum Asset Management Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Spectrum Asset Management Inc located?**
Spectrum Asset Management Inc's principal office is in Newport Beach, CA, according to its Form ADV.

**Is Spectrum Asset Management Inc registered with the SEC or a state?**
Spectrum Asset Management Inc is an SEC-registered investment advisory firm, registered since 1987. Status as filed: Approved. CRD 111007.

**How much does Spectrum Asset Management Inc manage?**
Spectrum Asset Management Inc reports $657,266,993 in regulatory assets under management in its Form ADV filing dated March 18, 2026 (100% discretionary).

**How have Spectrum Asset Management Inc's assets and staff changed since 2021?**
In the Form ADV data for Spectrum Asset Management Inc: Regulatory assets under management: $571,277,866 in the October 2021 data and $657,266,993 in the October 2026 data, up 15%. Total employees: 12 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Spectrum Asset Management Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (180); high net worth individuals (126); insurance companies (9).

**Which custodians does Spectrum Asset Management Inc use?**
Spectrum Asset Management Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Spectrum Asset Management Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111007

**What changed in Spectrum Asset Management Inc's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 9 to 11.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $657,266,993
- Discretionary: $657,266,993
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 180 | $96,062,693 |
| High net worth individuals | 126 | $476,177,785 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $6,563,474 |
| Charitable organizations | Fewer than 5 | $12,280,339 |
| Insurance companies | 9 | $65,253,559 |
| Corporations or other businesses not listed above | Fewer than 5 | $929,143 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Other

### Firm details
- Registered since: 1987 (39 years)
- Employees: 12 total, 11 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, HI, NV, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- myspectrum.com
- LinkedIn @spectrum-asset-management-inc.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $571,277,866 | 12 | March 31, 2021 |
| October 2022 | $644,838,479 | 12 | March 23, 2022 |
| October 2023 | $619,738,521 | 11 | March 15, 2023 |
| October 2024 | $646,454,683 | 11 | August 6, 2024 |
| October 2025 | $640,063,728 | 11 | March 26, 2025 |
| October 2026 | $657,266,993 | 12 | March 18, 2026 |

Regulatory assets under management: $571,277,866 in the October 2021 data and $657,266,993 in the October 2026 data, up 15%.
Total employees: 12 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 9 to 11.

### January 2026
- No longer registered or notice-filed in NH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Spectrum Asset Management Inc (CRD 111007): Form ADV filing data as of October 2026.