{
  "crd_number": 149836,
  "slug": "spectrum-advisors-financial-llc-richmond-in-149836",
  "primary_business_name": "SPECTRUM ADVISORS FINANCIAL, LLC",
  "legal_name": "SPECTRUM ADVISORS FINANCIAL, LLC",
  "dbas": [],
  "city": "Richmond",
  "state": "IN",
  "country": "United States",
  "cbsa_code": "39980",
  "metro": null,
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2009-09-28",
  "years_registered": 17,
  "period": "2026-10-01",
  "filing_date": "2025-03-27",
  "carried_forward": false,
  "raum_total": null,
  "raum_discretionary": null,
  "raum_non_discretionary": null,
  "raum_band": "not_reported",
  "raum_band_label": "Not reported",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": null,
  "compensation_types": [
    "fixed",
    "hourly",
    "other"
  ],
  "advisory_activities": [
    "financial_planning",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "IN"
  ],
  "websites": [
    "https://safefg.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/149836",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "RICHMOND",
  "url": "https://advisorcensus.com/firm/spectrum-advisors-financial-llc-richmond-in-149836",
  "display_name": "Spectrum Advisors Financial, LLC",
  "summary": "Spectrum Advisors Financial, LLC is a state-registered investment advisory firm in Richmond, IN, registered since 2009, with no regulatory assets under management reported in its Form ADV filing dated March 27, 2025.",
  "citation": "AdvisorCensus. Spectrum Advisors Financial, LLC (CRD 149836): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "Hourly charges",
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Spectrum Advisors Financial, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Spectrum Advisors Financial, LLC reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees); other. The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Spectrum Advisors Financial, LLC located?",
      "a": "Spectrum Advisors Financial, LLC's principal office is in Richmond, IN, according to its Form ADV."
    },
    {
      "q": "Is Spectrum Advisors Financial, LLC registered with the SEC or a state?",
      "a": "Spectrum Advisors Financial, LLC is a state-registered investment advisory firm, registered since 2009. Status as filed: APPROVED. CRD 149836."
    },
    {
      "q": "Does Spectrum Advisors Financial, LLC report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/149836"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/spectrum-advisors-financial-llc-richmond-in-149836.md",
  "clients": [],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/149836",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}