# Solitude Financial Services, Inc.

> Solitude Financial Services, Inc. is an SEC-registered investment advisory firm in Charlottesville, VA, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 10, 2026.

- CRD: 150348
- Filed as: SOLITUDE FINANCIAL SERVICES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Charlottesville, VA
- Filing period: October 2026
- Form ADV filing dated: September 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/150348
- AdvisorCensus page: https://advisorcensus.com/firm/solitude-financial-services-inc-charlottesville-va-150348

## Quick answers

**How is Solitude Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Solitude Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Solitude Financial Services, Inc. charge?**
Its Form ADV Part 2A brochure dated May 9, 2026 states: Up to $1,000,000: 1% a year; $1,000,001 to $2,000,000: 0.8% a year; Above $2,000,001: 0.7% a year; Hourly rate: $250 an hour (hourly consulting arrangements). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Solitude Financial Services, Inc. located?**
Solitude Financial Services, Inc.'s principal office is in Charlottesville, VA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Solitude Financial Services, Inc. registered with the SEC or a state?**
Solitude Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 150348.

**How much does Solitude Financial Services, Inc. manage?**
Solitude Financial Services, Inc. reports $363,512,536 in regulatory assets under management in its Form ADV filing dated September 10, 2026 (100% discretionary).

**How have Solitude Financial Services, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Solitude Financial Services, Inc.: Regulatory assets under management: $153,645,219 in the October 2021 data and $363,512,536 in the October 2026 data, up 137%. Total employees: 4 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Solitude Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (133); individuals (other than high net worth individuals) (31).

**Which custodians does Solitude Financial Services, Inc. use?**
Solitude Financial Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Solitude Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/150348

**Does Solitude Financial Services, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated May 9, 2026 says: "Our firm does not have a minimum account size." "SFS does not have a minimum account size for opening or maintaining an account with us."

**What changed in Solitude Financial Services, Inc.'s recent Form ADV filings?**
In the October 2026 filing data: Added an office in Denver, CO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated May 9, 2026)

- Up to $1,000,000: 1% a year
- $1,000,001 to $2,000,000: 0.8% a year
- Above $2,000,001: 0.7% a year

> SFS assesses fees based on a percentage of assets under management (“AUM”), paid quarterly in arrears, using a cascading fee schedule that decreases the fee percentage within each tier.

> Tier 1: $0 - $1,000,000 1.00% Tier 2: $1,000,001 - $2,000,000 0.80% Tier 3: $2,000,001 and above 0.70%

- Account minimum: None

> Our firm does not have a minimum account size.

> SFS does not have a minimum account size for opening or maintaining an account with us.

- Hourly rate: $250 an hour (hourly consulting arrangements)

> For our hourly consulting arrangements, each hour or 30 -minute portion thereof is billed at $250 an hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $363,512,536
- Discretionary: $362,653,021
- Non-discretionary: $859,515

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 31 | $7,797,850 |
| High net worth individuals | 133 | $355,714,686 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2019 (7 years)
- Employees: 8 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, FL, MD, NC, PA, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Denver, CO

### Websites listed on Form ADV (Item 1.I)
- [solitudefinancial.com](https://solitudefinancial.com)
- Facebook @Solitude-Financial-Services
- Instagram @solitudefinancial
- LinkedIn @solitude-financial-llc
- YouTube @SolitudeFinancialServices

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $153,645,219 | 4 | January 19, 2021 |
| October 2022 | $190,863,604 | 6 | March 28, 2022 |
| October 2023 | $187,741,038 | 7 | March 23, 2023 |
| October 2024 | $233,068,174 | 6 | May 8, 2024 |
| October 2025 | $283,963,291 | 7 | February 12, 2025 |
| October 2026 | $363,512,536 | 8 | September 10, 2026 |

Regulatory assets under management: $153,645,219 in the October 2021 data and $363,512,536 in the October 2026 data, up 137%.
Total employees: 4 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Added an office in Denver, CO.

### March 2026
- Employees performing advisory functions went from 5 to 6.
- Regulatory assets under management went from $283,963,291 to $363,512,536 (+28%).
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Solitude Financial Services, Inc. (CRD 150348): Form ADV filing data as of October 2026.