{
  "crd_number": 150348,
  "slug": "solitude-financial-services-inc-charlottesville-va-150348",
  "primary_business_name": "SOLITUDE FINANCIAL SERVICES, INC.",
  "legal_name": "SOLITUDE FINANCIAL SERVICES, INC.",
  "dbas": [],
  "city": "Charlottesville",
  "state": "VA",
  "country": "United States",
  "cbsa_code": "16820",
  "metro": {
    "cbsa_code": "16820",
    "common_name": "Charlottesville",
    "msa_name": "Charlottesville, VA",
    "path": "/advisors/va/charlottesville"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2019-08-23",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-09-10",
  "carried_forward": false,
  "raum_total": 363512536.0,
  "raum_discretionary": 362653021.0,
  "raum_non_discretionary": 859515.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 6,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 0.0,
      "count": 0
    },
    "individuals": {
      "raum": 7797850.0,
      "count": 31
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 355714686.0,
      "count": 133
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 0.0,
      "count": 0
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "FL",
    "MD",
    "NC",
    "PA",
    "TX",
    "VA",
    "WA"
  ],
  "websites": [
    "https://facebook.com/people/Solitude-Financial-Services/61578225196516",
    "https://instagram.com/solitudefinancial",
    "https://linkedin.com/company/solitude-financial-llc",
    "https://solitudefinancial.com",
    "https://youtube.com/@SolitudeFinancialServices"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/150348",
  "city_as_filed": "CHARLOTTESVILLE",
  "url": "https://advisorcensus.com/firm/solitude-financial-services-inc-charlottesville-va-150348",
  "display_name": "Solitude Financial Services, Inc.",
  "summary": "Solitude Financial Services, Inc. is an SEC-registered investment advisory firm in Charlottesville, VA, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 10, 2026.",
  "citation": "AdvisorCensus. Solitude Financial Services, Inc. (CRD 150348): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Solitude Financial Services, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Solitude Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "How much does Solitude Financial Services, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated May 9, 2026 states: Up to $1,000,000: 1% a year; $1,000,001 to $2,000,000: 0.8% a year; Above $2,000,001: 0.7% a year; Hourly rate: $250 an hour (hourly consulting arrangements). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Solitude Financial Services, Inc. located?",
      "a": "Solitude Financial Services, Inc.'s principal office is in Charlottesville, VA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Solitude Financial Services, Inc. registered with the SEC or a state?",
      "a": "Solitude Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 150348."
    },
    {
      "q": "How much does Solitude Financial Services, Inc. manage?",
      "a": "Solitude Financial Services, Inc. reports $363,512,536 in regulatory assets under management in its Form ADV filing dated September 10, 2026 (100% discretionary)."
    },
    {
      "q": "How have Solitude Financial Services, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Solitude Financial Services, Inc.: Regulatory assets under management: $153,645,219 in the October 2021 data and $363,512,536 in the October 2026 data, up 137%. Total employees: 4 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Solitude Financial Services, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (133); individuals (other than high net worth individuals) (31)."
    },
    {
      "q": "Which custodians does Solitude Financial Services, Inc. use?",
      "a": "Solitude Financial Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Solitude Financial Services, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/150348"
    },
    {
      "q": "Does Solitude Financial Services, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated May 9, 2026 says: \"Our firm does not have a minimum account size.\" \"SFS does not have a minimum account size for opening or maintaining an account with us.\""
    },
    {
      "q": "What changed in Solitude Financial Services, Inc.'s recent Form ADV filings?",
      "a": "In the October 2026 filing data: Added an office in Denver, CO."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 153645219.0,
      "total_employees": 4,
      "filing_date": "2021-01-19"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 190863604.0,
      "total_employees": 6,
      "filing_date": "2022-03-28"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 187741038.0,
      "total_employees": 7,
      "filing_date": "2023-03-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 233068174.0,
      "total_employees": 6,
      "filing_date": "2024-05-08"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 283963291.0,
      "total_employees": 7,
      "filing_date": "2025-02-12"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 363512536.0,
      "total_employees": 8,
      "filing_date": "2026-09-10"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Added an office in Denver, CO."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 6.",
        "Regulatory assets under management went from $283,963,291 to $363,512,536 (+28%).",
        "Registered or notice-filed in NC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated May 9, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $1,000,000",
        "rate": "1%"
      },
      {
        "band": "$1,000,001 to $2,000,000",
        "rate": "0.8%"
      },
      {
        "band": "Above $2,000,001",
        "rate": "0.7%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 an hour (hourly consulting arrangements)"
    ],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $1,000,000: 1% a year",
          "$1,000,001 to $2,000,000: 0.8% a year",
          "Above $2,000,001: 0.7% a year"
        ],
        "quotes": [
          "SFS assesses fees based on a percentage of assets under management (“AUM”), paid quarterly in arrears, using a cascading fee schedule that decreases the fee percentage within each tier.",
          "Tier 1: $0 - $1,000,000 1.00%  Tier 2: $1,000,001 - $2,000,000 0.80%  Tier 3: $2,000,001 and above 0.70%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "Our firm does not have a minimum account size.",
          "SFS does not have a minimum account size for opening or maintaining an account with us."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (hourly consulting arrangements)"
        ],
        "quotes": [
          "For our hourly consulting arrangements, each hour or 30 -minute portion thereof is billed at $250 an hour."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 1000000.0,
          "rate_pct": 1.0
        },
        {
          "min": 1000001.0,
          "max": 2000000.0,
          "rate_pct": 0.8
        },
        {
          "min": 2000001.0,
          "max": null,
          "rate_pct": 0.7
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "hourly consulting arrangements"
        }
      ]
    },
    "quotes": [
      "SFS assesses fees based on a percentage of assets under management (“AUM”), paid quarterly in arrears, using a cascading fee schedule that decreases the fee percentage within each tier.",
      "Tier 1: $0 - $1,000,000 1.00%  Tier 2: $1,000,001 - $2,000,000 0.80%  Tier 3: $2,000,001 and above 0.70%",
      "Our firm does not have a minimum account size.",
      "SFS does not have a minimum account size for opening or maintaining an account with us.",
      "For our hourly consulting arrangements, each hour or 30 -minute portion thereof is billed at $250 an hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/solitude-financial-services-inc-charlottesville-va-150348.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 31,
      "fewer_than_5": false,
      "raum": 7797850.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 133,
      "fewer_than_5": false,
      "raum": 355714686.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/150348",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}