# Snowball Wealth Management

> Snowball Wealth Management is an SEC-registered investment advisory firm in Boulder, CO, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 27, 2026.

- CRD: 137419
- Filed as: SNOWBALL WEALTH MANAGEMENT
- Legal name: TNL Asset Management LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Boulder, CO
- Filing period: October 2026
- Form ADV filing dated: February 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/137419
- AdvisorCensus page: https://advisorcensus.com/firm/snowball-wealth-management-boulder-co-137419

## Quick answers

**How is Snowball Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Snowball Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Snowball Wealth Management charge?**
Its Form ADV Part 2A brochure dated February 27, 2026 states: Flat fee: $2,000 to $5,000 (creating client financial plans); Hourly rate: $250 an hour. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Snowball Wealth Management located?**
Snowball Wealth Management's principal office is in Boulder, CO, according to its Form ADV.

**Is Snowball Wealth Management registered with the SEC or a state?**
Snowball Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 137419.

**How much does Snowball Wealth Management manage?**
Snowball Wealth Management reports $139,304,000 in regulatory assets under management in its Form ADV filing dated February 27, 2026 (100% discretionary).

**How have Snowball Wealth Management's assets and staff changed since 2024?**
In the Form ADV data for Snowball Wealth Management: Regulatory assets under management: $123,500,000 in the October 2024 data and $139,304,000 in the October 2026 data, up 13%. Total employees: 4 in October 2024 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Snowball Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (135); high net worth individuals (27); charitable organizations (1).

**Which custodians does Snowball Wealth Management use?**
Snowball Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC, Charles Schwab & Co., Inc. and U.S. Bancorp Investments, Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Snowball Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/137419

**Does Snowball Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated February 27, 2026 says: "There is no account minimum for any of SWM’s services."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 27, 2026)

- Account minimum: None

> There is no account minimum for any of SWM’s services.

- Flat fee: $2,000 to $5,000 (creating client financial plans)

> Fixed Fees: The negotiated fixed rate for creating client financial plans is between $ 2,000 and $5,000. Fees are charged 50% in advance, but never more than six months in advance

- Hourly rate: $250 an hour

> Hourly Fees: The negotiated hourly fee for these services is $ 250. Fees are charged in arrears upon completion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC
- Charles Schwab & Co., Inc.
- U.S. Bancorp Investments, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $139,304,000
- Discretionary: $139,304,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 135 | $73,894,000 |
| High net worth individuals | 27 | $64,039,000 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $1,104,000 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 1 | $267,000 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2024 (2 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, IL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- snowballwm.com
- Facebook @Snowball-Wealth-Management

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $123,500,000 | 4 | April 24, 2024 |
| October 2025 | $130,500,000 | 4 | February 13, 2025 |
| October 2026 | $139,304,000 | 4 | February 27, 2026 |

Regulatory assets under management: $123,500,000 in the October 2024 data and $139,304,000 in the October 2026 data, up 13%.
Total employees: 4 in October 2024 and 4 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Snowball Wealth Management (CRD 137419): Form ADV filing data as of October 2026.