# Smith & Howard Wealth Management, LLC

> Smith & Howard Wealth Management, LLC is an SEC-registered investment advisory firm in Atlanta, GA, registered since 1999, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 31, 2026.

- CRD: 109540
- Filed as: SMITH & HOWARD WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Atlanta, GA
- Filing period: October 2026
- Form ADV filing dated: August 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/109540
- AdvisorCensus page: https://advisorcensus.com/firm/smith-and-howard-wealth-management-llc-atlanta-ga-109540

## Quick answers

**How is Smith & Howard Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Smith & Howard Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Smith & Howard Wealth Management, LLC charge?**
Its Form ADV Part 2A brochure dated August 31, 2026 states: Up to $1,000,000: 1% a year; $1,000,000 to $2,000,000: 0.9% a year; $2,000,000 to $5,000,000: 0.65% a year; $5,000,000 to $10,000,000: 0.4% a year; Above $10,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Smith & Howard Wealth Management, LLC located?**
Smith & Howard Wealth Management, LLC's principal office is in Atlanta, GA, according to its Form ADV.

**Is Smith & Howard Wealth Management, LLC registered with the SEC or a state?**
Smith & Howard Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 1999. Status as filed: Approved. CRD 109540.

**How much does Smith & Howard Wealth Management, LLC manage?**
Smith & Howard Wealth Management, LLC reports $726,887,895 in regulatory assets under management in its Form ADV filing dated August 31, 2026 (100% discretionary).

**How have Smith & Howard Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Smith & Howard Wealth Management, LLC: Regulatory assets under management: $396,179,117 in the October 2021 data and $726,887,895 in the October 2026 data, up 83%. Total employees: 9 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Smith & Howard Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (139); individuals (other than high net worth individuals) (78).

**Which custodians does Smith & Howard Wealth Management, LLC use?**
Smith & Howard Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Smith & Howard Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109540

**What changed in Smith & Howard Wealth Management, LLC's recent Form ADV filings?**
In the September 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated August 31, 2026)

- Up to $1,000,000: 1% a year
- $1,000,000 to $2,000,000: 0.9% a year
- $2,000,000 to $5,000,000: 0.65% a year
- $5,000,000 to $10,000,000: 0.4% a year
- Above $10,000,000: see the brochure

> The annual fee schedule, based on a percentage of assets under management, is as follows: First $1,000,000 1.00% Next $1,000,000 0.90% Next $3,000,000 0.65% Next $5,000,000 0.40%

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $726,887,895
- Discretionary: $726,887,895
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 78 | $45,100,391 |
| High net worth individuals | 139 | $675,199,031 |
| Charitable organizations | Fewer than 5 | $4,763,962 |
| Corporations or other businesses not listed above | Fewer than 5 | $1,824,511 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1999 (27 years)
- Employees: 10 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- smithhowardwealth.com
- Facebook @SMITHHOWARDWEALTHMANAGEMENT
- LinkedIn @smith-howard-wealth-management-llc
- X @SHWM_FamilyCFO

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $396,179,117 | 9 | August 30, 2021 |
| October 2022 | $484,073,078 | 9 | May 16, 2022 |
| October 2023 | $482,861,501 | 10 | January 29, 2023 |
| October 2024 | $502,536,922 | 11 | September 4, 2024 |
| October 2025 | $646,535,276 | 10 | December 18, 2024 |
| October 2026 | $726,887,895 | 10 | August 31, 2026 |

Regulatory assets under management: $396,179,117 in the October 2021 data and $726,887,895 in the October 2026 data, up 83%.
Total employees: 9 in October 2021 and 10 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Updated its list of owners and control persons (Schedule A).

### February 2026
- Regulatory assets under management went from $646,535,276 to $726,887,895 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Smith & Howard Wealth Management, LLC (CRD 109540): Form ADV filing data as of October 2026.