# SMB Financial Services, Inc.

> SMB Financial Services, Inc. is an SEC-registered investment advisory firm in Portland, OR, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 26, 2026.

- CRD: 154216
- Filed as: SMB FINANCIAL SERVICES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Portland, OR
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/154216
- AdvisorCensus page: https://advisorcensus.com/firm/smb-financial-services-inc-portland-or-154216

## Quick answers

**How is SMB Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), SMB Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does SMB Financial Services, Inc. charge?**
Its Form ADV Part 2A brochure dated February 26, 2026 states: Hourly rate: $200 an hour (Hourly services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is SMB Financial Services, Inc. located?**
SMB Financial Services, Inc.'s principal office is in Portland, OR, according to its Form ADV.

**Is SMB Financial Services, Inc. registered with the SEC or a state?**
SMB Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 154216.

**How much does SMB Financial Services, Inc. manage?**
SMB Financial Services, Inc. reports $177,799,486 in regulatory assets under management in its Form ADV filing dated February 26, 2026 (100% discretionary).

**How have SMB Financial Services, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for SMB Financial Services, Inc.: Regulatory assets under management: $136,282,853 in the October 2021 data and $177,799,486 in the October 2026 data, up 30%. Total employees: 7 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does SMB Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (381); high net worth individuals (55); corporations or other businesses not listed above (8).

**Which custodians does SMB Financial Services, Inc. use?**
SMB Financial Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does SMB Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/154216

**Does SMB Financial Services, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated February 26, 2026 says: "SMB Financial Services does not have an account minimum. However, we may decline to accept clients with smaller portfolios."

**What changed in SMB Financial Services, Inc.'s recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 6 to 5. Regulatory assets under management went from $160,307,060 to $177,799,486 (+11%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated February 26, 2026)

- Account minimum: None

> SMB Financial Services does not have an account minimum. However, we may decline to accept clients with smaller portfolios.

- Hourly rate: $200 an hour (Hourly services)

> Hourly services will be billed quarterly as performed or upon completion of the agreed services at a rate of $200.00 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $177,799,486
- Discretionary: $177,799,486
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 381 | $70,145,960 |
| High net worth individuals | 55 | $100,782,962 |
| Corporations or other businesses not listed above | 8 | $6,870,564 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2019 (7 years)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NH, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- smb.financial
- Facebook @SMBFinancial
- YouTube @UCxcsrxN27Ox869brSK1srzg

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $136,282,853 | 7 | March 30, 2021 |
| October 2022 | $142,606,564 | 7 | March 31, 2022 |
| October 2023 | $122,053,671 | 6 | June 29, 2023 |
| October 2024 | $138,032,713 | 7 | May 2, 2024 |
| October 2025 | $160,307,060 | 6 | March 26, 2025 |
| October 2026 | $177,799,486 | 5 | February 26, 2026 |

Regulatory assets under management: $136,282,853 in the October 2021 data and $177,799,486 in the October 2026 data, up 30%.
Total employees: 7 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 6 to 5.
- Regulatory assets under management went from $160,307,060 to $177,799,486 (+11%).

### February 2026
- Registered or notice-filed in CA, NH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. SMB Financial Services, Inc. (CRD 154216): Form ADV filing data as of October 2026.