# Smart Stewardship Advisors

> Smart Stewardship Advisors is a state-registered investment advisory firm in Algonquin, IL, registered since 2005, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 136468
- Filed as: SMART STEWARDSHIP ADVISORS
- Legal name: Richard Andrew Vandersande
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Algonquin, IL
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/136468
- AdvisorCensus page: https://advisorcensus.com/firm/smart-stewardship-advisors-algonquin-il-136468

## Quick answers

**How is Smart Stewardship Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Smart Stewardship Advisors reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees); commissions; other. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Smart Stewardship Advisors located?**
Smart Stewardship Advisors' principal office is in Algonquin, IL, according to its Form ADV.

**Is Smart Stewardship Advisors registered with the SEC or a state?**
Smart Stewardship Advisors is a state-registered investment advisory firm, registered since 2005. Status as filed: APPROVED. CRD 136468.

**How much does Smart Stewardship Advisors manage?**
Smart Stewardship Advisors reports $71,400,000 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (0% discretionary).

**What types of clients does Smart Stewardship Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (42); high net worth individuals (12); pension and profit sharing plans (but not the plan participants or government pension plans) (3).

**Does Smart Stewardship Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/136468

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions
- Other

### Regulatory assets under management (Item 5.F)
- Total: $71,400,000
- Discretionary: $0
- Non-discretionary: $71,400,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 42 | $14,910,000 |
| High net worth individuals | 12 | $21,800,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $34,690,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2005 (21 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- smartstewardship.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Smart Stewardship Advisors (CRD 136468): Form ADV filing data as of October 2026.