{
  "crd_number": 330411,
  "slug": "smart-steps-wealth-management-llc-st-louis-mo-330411",
  "primary_business_name": "SMART STEPS WEALTH MANAGEMENT LLC",
  "legal_name": "SMART STEPS WEALTH MANAGEMENT LLC",
  "dbas": [],
  "city": "St. Louis",
  "state": "MO",
  "country": "United States",
  "cbsa_code": "41180",
  "metro": {
    "cbsa_code": "41180",
    "common_name": "St. Louis",
    "msa_name": "St. Louis, MO-IL",
    "path": "/advisors/mo/st-louis"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2025-07-02",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-09-16",
  "carried_forward": false,
  "raum_total": 81542871.0,
  "raum_discretionary": 81542871.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 2494258.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 41882436.0,
      "count": 260
    },
    "pension_profit_sharing": {
      "raum": 779319.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 36386858.0,
      "count": 18
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "FL",
    "MO"
  ],
  "websites": [
    "https://linkedin.com/IN/JOE-DARPEL",
    "https://smartstepswealth.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/330411",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "ST. LOUIS",
  "url": "https://advisorcensus.com/firm/smart-steps-wealth-management-llc-st-louis-mo-330411",
  "display_name": "Smart Steps Wealth Management LLC",
  "summary": "Smart Steps Wealth Management LLC is a state-registered investment advisory firm in St. Louis, MO, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 16, 2026.",
  "citation": "AdvisorCensus. Smart Steps Wealth Management LLC (CRD 330411): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Smart Steps Wealth Management LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Smart Steps Wealth Management LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Smart Steps Wealth Management LLC located?",
      "a": "Smart Steps Wealth Management LLC's principal office is in St. Louis, MO, according to its Form ADV; the July 2025 filing also lists 5 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Smart Steps Wealth Management LLC registered with the SEC or a state?",
      "a": "Smart Steps Wealth Management LLC is a state-registered investment advisory firm, registered since 2025. Status as filed: APPROVED. CRD 330411."
    },
    {
      "q": "How much does Smart Steps Wealth Management LLC manage?",
      "a": "Smart Steps Wealth Management LLC reports $81,542,871 in regulatory assets under management in its Form ADV filing dated September 16, 2026 (100% discretionary)."
    },
    {
      "q": "How have Smart Steps Wealth Management LLC's assets and staff changed since 2024?",
      "a": "In the Form ADV data for Smart Steps Wealth Management LLC: Regulatory assets under management: $55,044,519 in the October 2024 data and $81,542,871 in the October 2026 data, up 48%. Total employees: 1 in October 2024 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Smart Steps Wealth Management LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (260); high net worth individuals (18)."
    },
    {
      "q": "Does Smart Steps Wealth Management LLC report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/330411"
    },
    {
      "q": "What changed in Smart Steps Wealth Management LLC's recent Form ADV filings?",
      "a": "In the October 2026 filing data: Item 11 disclosure answers changed: 2 yes answers, previously 0 (now yes: 11.D(2), 11.D(4))."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 55044519.0,
      "total_employees": 1,
      "filing_date": "2024-09-23"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 81542871.0,
      "total_employees": 1,
      "filing_date": "2026-09-16"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Item 11 disclosure answers changed: 2 yes answers, previously 0 (now yes: 11.D(2), 11.D(4))."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/smart-steps-wealth-management-llc-st-louis-mo-330411.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 260,
      "fewer_than_5": false,
      "raum": 41882436.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 18,
      "fewer_than_5": false,
      "raum": 36386858.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 779319.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 2494258.0
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/330411",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}