# Smart Money Financial Advisors, LLC

> Smart Money Financial Advisors, LLC is a state-registered investment advisory firm in Sterling Heights, MI, registered since 2020, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 13, 2026.

- CRD: 306937
- Filed as: SMART MONEY FINANCIAL ADVISORS, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Sterling Heights, MI
- Filing period: October 2026
- Form ADV filing dated: February 13, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/306937
- AdvisorCensus page: https://advisorcensus.com/firm/smart-money-financial-advisors-llc-sterling-heights-mi-306937

## Quick answers

**How is Smart Money Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Smart Money Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Smart Money Financial Advisors, LLC located?**
Smart Money Financial Advisors, LLC's principal office is in Sterling Heights, MI, according to its Form ADV.

**Is Smart Money Financial Advisors, LLC registered with the SEC or a state?**
Smart Money Financial Advisors, LLC is a state-registered investment advisory firm, registered since 2020. Status as filed: APPROVED. CRD 306937.

**How much does Smart Money Financial Advisors, LLC manage?**
Smart Money Financial Advisors, LLC reports $80,159,937 in regulatory assets under management in its Form ADV filing dated February 13, 2026 (100% discretionary).

**What types of clients does Smart Money Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (122); high net worth individuals (23).

**Does Smart Money Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/306937

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $80,159,937
- Discretionary: $80,159,937
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 122 | $31,074,146 |
| High net worth individuals | 23 | $49,085,791 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2020 (6 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- smartmoneyfa.com
- Facebook @smartmoneyfa

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Smart Money Financial Advisors, LLC (CRD 306937): Form ADV filing data as of October 2026.