{
  "crd_number": 140207,
  "slug": "smart-choice-financial-planning-inc-st-john-in-140207",
  "primary_business_name": "SMART CHOICE FINANCIAL PLANNING, INC.",
  "legal_name": "SMART CHOICE FINANCIAL PLANNING, INC.",
  "dbas": [],
  "city": "St. John",
  "state": "IN",
  "country": "United States",
  "cbsa_code": "16980",
  "metro": {
    "cbsa_code": "16980",
    "common_name": "Chicago",
    "msa_name": "Chicago-Naperville-Elgin, IL-IN",
    "path": "/advisors/il/chicago"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2006-04-18",
  "years_registered": 20,
  "period": "2026-10-01",
  "filing_date": "2026-01-12",
  "carried_forward": false,
  "raum_total": 96000000.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 96000000.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 96000000.0,
      "count": 80
    }
  },
  "compensation_types": [
    "fixed",
    "hourly"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "IL",
    "IN"
  ],
  "websites": [
    "https://smartchoicefinancialplanning.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/140207",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "ST. JOHN",
  "url": "https://advisorcensus.com/firm/smart-choice-financial-planning-inc-st-john-in-140207",
  "display_name": "Smart Choice Financial Planning, Inc.",
  "summary": "Smart Choice Financial Planning, Inc. is a state-registered investment advisory firm in St. John, IN, registered since 2006, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 12, 2026.",
  "citation": "AdvisorCensus. Smart Choice Financial Planning, Inc. (CRD 140207): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Smart Choice Financial Planning, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Smart Choice Financial Planning, Inc. reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Smart Choice Financial Planning, Inc. located?",
      "a": "Smart Choice Financial Planning, Inc.'s principal office is in St. John, IN, according to its Form ADV."
    },
    {
      "q": "Is Smart Choice Financial Planning, Inc. registered with the SEC or a state?",
      "a": "Smart Choice Financial Planning, Inc. is a state-registered investment advisory firm, registered since 2006. Status as filed: APPROVED. CRD 140207."
    },
    {
      "q": "How much does Smart Choice Financial Planning, Inc. manage?",
      "a": "Smart Choice Financial Planning, Inc. reports $96,000,000 in regulatory assets under management in its Form ADV filing dated January 12, 2026 (0% discretionary)."
    },
    {
      "q": "What types of clients does Smart Choice Financial Planning, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (80)."
    },
    {
      "q": "Does Smart Choice Financial Planning, Inc. report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/140207"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/smart-choice-financial-planning-inc-st-john-in-140207.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 80,
      "fewer_than_5": false,
      "raum": 96000000.0
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/140207",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}