# Smallwood Wealth Management

> Smallwood Wealth Management is an SEC-registered investment advisory firm in Red Bank, NJ, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 13, 2026.

- CRD: 288663
- Filed as: SMALLWOOD WEALTH MANAGEMENT
- Legal name: Smallwood Wealth Investment Management, LLC
- Also doing business as: SMALLWOOD WEALTH MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Red Bank, NJ
- Filing period: October 2026
- Form ADV filing dated: March 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/288663
- AdvisorCensus page: https://advisorcensus.com/firm/smallwood-wealth-management-red-bank-nj-288663

## Quick answers

**How is Smallwood Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Smallwood Wealth Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Smallwood Wealth Management charge?**
Its Form ADV Part 2A brochure dated March 13, 2026 states: Flat fee: $1,050 to $14,000 (creating client financial plans). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Smallwood Wealth Management located?**
Smallwood Wealth Management's principal office is in Red Bank, NJ, according to its Form ADV.

**Is Smallwood Wealth Management registered with the SEC or a state?**
Smallwood Wealth Management is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 288663.

**How much does Smallwood Wealth Management manage?**
Smallwood Wealth Management reports $338,980,176 in regulatory assets under management in its Form ADV filing dated March 13, 2026 (100% discretionary).

**How have Smallwood Wealth Management's assets and staff changed since 2021?**
In the Form ADV data for Smallwood Wealth Management: Regulatory assets under management: $193,910,405 in the October 2021 data and $338,980,176 in the October 2026 data, up 75%. Total employees: 2 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Smallwood Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (331); high net worth individuals (110); corporations or other businesses not listed above (11).

**Which custodians does Smallwood Wealth Management use?**
Smallwood Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Smallwood Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/288663

**Does Smallwood Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated March 13, 2026 says: "There is no account minimum for any of SWIM’s services."

**What changed in Smallwood Wealth Management's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 8 to 5. Regulatory assets under management went from $294,528,469 to $338,980,176 (+15%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 13, 2026)

- Account minimum: None

> There is no account minimum for any of SWIM’s services.

- Flat fee: $1,050 to $14,000 (creating client financial plans)

> The negotiated initial fixed rate for creating client financial plans is between $1,050 and $14,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $338,980,176
- Discretionary: $338,980,176
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 331 | $104,235,186 |
| High net worth individuals | 110 | $196,080,958 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $2,094,068 |
| Charitable organizations | 3 | $2,415,266 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 11 | $34,154,698 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2017 (9 years)
- Employees: 12 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, GA, NC, NH, NJ, NY, PA, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- moneyisnt.com
- smallwoodassociates.com
- Facebook @SmallwoodWealthManagement
- Instagram @johnsmallwoodwealth
- Instagram @smallwoodwealth
- LinkedIn @smallwood-wealth-management
- LinkedIn @christopher-smallwood
- LinkedIn @jared-smallwood-791377126
- LinkedIn @john-jack-smallwood-jr
- LinkedIn @john-l-smallwood
- LinkedIn @rob-d-marks
- YouTube @moneyisnt
- YouTube @UCboAwSGQ6R51p9H30rW_J1A

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $193,910,405 | 2 | July 1, 2021 |
| October 2022 | $232,516,283 | 6 | September 21, 2022 |
| October 2023 | $246,541,541 | 7 | October 3, 2023 |
| October 2024 | $262,572,352 | 8 | August 22, 2024 |
| October 2025 | $294,528,469 | 12 | April 9, 2025 |
| October 2026 | $338,980,176 | 12 | March 13, 2026 |

Regulatory assets under management: $193,910,405 in the October 2021 data and $338,980,176 in the October 2026 data, up 75%.
Total employees: 2 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 8 to 5.
- Regulatory assets under management went from $294,528,469 to $338,980,176 (+15%).

### December 2025
- Employees performing advisory functions went from 12 to 8.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Smallwood Wealth Management (CRD 288663): Form ADV filing data as of October 2026.