# SIP Financial Services

> SIP Financial Services is an SEC-registered investment advisory firm in Glenville, NY, registered since 2026, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 18, 2026.

- CRD: 144985
- Filed as: SIP FINANCIAL SERVICES
- Legal name: Rosenbaum, Lanny, Kevin
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Glenville, NY
- Filing period: October 2026
- Form ADV filing dated: June 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/144985
- AdvisorCensus page: https://advisorcensus.com/firm/sip-financial-services-glenville-ny-144985

## Quick answers

**How is SIP Financial Services compensated?**
On its Form ADV (Item 5.E, October 2026), SIP Financial Services reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does SIP Financial Services charge?**
Its Form ADV Part 2A brochure dated May 12, 2026 states: Hourly rate: $150 to $250 an hour (financial planning); Flat fee: $500 to $5,000 (financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is SIP Financial Services located?**
SIP Financial Services' principal office is in Glenville, NY, according to its Form ADV.

**Is SIP Financial Services registered with the SEC or a state?**
SIP Financial Services is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 144985.

**How much does SIP Financial Services manage?**
SIP Financial Services reports $28,165,682 in regulatory assets under management in its Form ADV filing dated June 18, 2026 (0% discretionary).

**What types of clients does SIP Financial Services serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (58); high net worth individuals (12); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Which custodians does SIP Financial Services use?**
SIP Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does SIP Financial Services report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144985

**What changed in SIP Financial Services' recent Form ADV filings?**
In the July 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 12, 2026)

- Hourly rate: $150 to $250 an hour (financial planning)

> The fees for financial planning typically range between $150 and $250 per hour, or we may charge a fixed fee ranging between $500 and $5,000.

- Flat fee: $500 to $5,000 (financial planning)

> The fees for financial planning typically range between $150 and $250 per hour, or we may charge a fixed fee ranging between $500 and $5,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $28,165,682
- Discretionary: $0
- Non-discretionary: $28,165,682

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 58 | $11,396,282 |
| High net worth individuals | 12 | $15,858,431 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $807,647 |
| Charitable organizations | 1 | $103,322 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2026 (0 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sipfinancialservices.com

## Changes in the filing (last 12 months)

### July 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. SIP Financial Services (CRD 144985): Form ADV filing data as of October 2026.