# Sima Retirement Solutions, LLC

> Sima Retirement Solutions, LLC is an SEC-registered investment advisory firm in Richmond, VA, registered since 2024, with no regulatory assets under management reported in its Form ADV filing dated August 3, 2026.

- CRD: 286030
- Filed as: SIMA RETIREMENT SOLUTIONS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Richmond, VA
- Filing period: October 2026
- Form ADV filing dated: August 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/286030
- AdvisorCensus page: https://advisorcensus.com/firm/sima-retirement-solutions-llc-richmond-va-286030

## Quick answers

**How is Sima Retirement Solutions, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Sima Retirement Solutions, LLC reports these compensation arrangements: hourly charges; other.

**How much does Sima Retirement Solutions, LLC charge?**
Its Form ADV Part 2A brochure dated August 3, 2026 states: Asset-based fee: up to 1% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Sima Retirement Solutions, LLC located?**
Sima Retirement Solutions, LLC's principal office is in Richmond, VA, according to its Form ADV.

**Is Sima Retirement Solutions, LLC registered with the SEC or a state?**
Sima Retirement Solutions, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 286030.

**How have Sima Retirement Solutions, LLC's assets and staff changed since 2025?**
In the Form ADV data for Sima Retirement Solutions, LLC: Total employees: 7 in October 2025 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**Does Sima Retirement Solutions, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/286030

**Does Sima Retirement Solutions, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated August 3, 2026 says: "SIMA Retirement requires a minimum of $500,000 to open and maintain an advisory relationship. At our sole discretion, we may waive this requirement."

**What changed in Sima Retirement Solutions, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 5 to 6.

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Other

### Fees and minimums (Form ADV Part 2A brochure dated August 3, 2026)

- Asset-based fee: up to 1% of assets a year (the maximum the brochure states)

> The maximum fee will not exceed 1.00% of the plan assets. Hourly fees will not exceed $300/hour. Annual and project-based fees will be determined based on the time needed to complete the service.

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> SIMA Retirement requires a minimum of $500,000 to open and maintain an advisory relationship. At our sole discretion, we may waive this requirement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 0 | $0 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Pension consulting services

### Firm details
- Registered since: 2024 (1 year)
- Employees: 6 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- simafinancialgroup.com/solutions/retirement

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | Not reported | 7 | March 24, 2025 |
| October 2026 | Not reported | 6 | August 3, 2026 |

Total employees: 7 in October 2025 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 5 to 6.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sima Retirement Solutions, LLC (CRD 286030): Form ADV filing data as of October 2026.