# Silver Oak Advisory Group

> Silver Oak Advisory Group is an SEC-registered investment advisory firm in Portland, OR, registered since 1991, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 1, 2026.

- CRD: 108298
- Filed as: SILVER OAK ADVISORY GROUP
- Legal name: Silver Oak Advisory Group, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Portland, OR
- Filing period: October 2026
- Form ADV filing dated: July 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108298
- AdvisorCensus page: https://advisorcensus.com/firm/silver-oak-advisory-group-portland-or-108298

## Quick answers

**How is Silver Oak Advisory Group compensated?**
On its Form ADV (Item 5.E, October 2026), Silver Oak Advisory Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Silver Oak Advisory Group charge?**
Its Form ADV Part 2A brochure dated July 1, 2026 states: Up to $1,000,000: 0.95% a year; Above $1,000,000: 0.6% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Silver Oak Advisory Group located?**
Silver Oak Advisory Group's principal office is in Portland, OR, according to its Form ADV.

**Is Silver Oak Advisory Group registered with the SEC or a state?**
Silver Oak Advisory Group is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 108298.

**How much does Silver Oak Advisory Group manage?**
Silver Oak Advisory Group reports $418,936,075 in regulatory assets under management in its Form ADV filing dated July 1, 2026 (81% discretionary).

**How have Silver Oak Advisory Group's assets and staff changed since 2021?**
In the Form ADV data for Silver Oak Advisory Group: Regulatory assets under management: $294,877,791 in the October 2021 data and $418,936,075 in the October 2026 data, up 42%. Total employees: 7 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Silver Oak Advisory Group serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (140); individuals (other than high net worth individuals) (50); charitable organizations (3).

**Which custodians does Silver Oak Advisory Group use?**
Silver Oak Advisory Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Silver Oak Advisory Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108298

**What changed in Silver Oak Advisory Group's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $371,968,725 to $418,936,075 (+13%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 1, 2026)

- Up to $1,000,000: 0.95% a year
- Above $1,000,000: 0.6% a year

> The annual Portfolio Management Agreement fee is based on a percentage of the managed assets according to the following schedule: 0.95% on the first $1,000,000; 0.60% on the assets above $1,000,000

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $418,936,075
- Discretionary: $340,635,181
- Non-discretionary: $78,300,894

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 50 | $32,692,418 |
| High net worth individuals | 140 | $378,402,995 |
| Charitable organizations | 3 | $7,840,662 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 1991 (35 years)
- Employees: 8 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, OR, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- silveroak.net
- LinkedIn @silver-oak-advisory-group

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $294,877,791 | 7 | July 1, 2021 |
| October 2022 | $342,767,226 | 7 | July 14, 2022 |
| October 2023 | $303,481,379 | 7 | February 15, 2023 |
| October 2024 | $351,222,549 | 8 | February 13, 2024 |
| October 2025 | $371,968,725 | 9 | February 21, 2025 |
| October 2026 | $418,936,075 | 8 | July 1, 2026 |

Regulatory assets under management: $294,877,791 in the October 2021 data and $418,936,075 in the October 2026 data, up 42%.
Total employees: 7 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $371,968,725 to $418,936,075 (+13%).

### January 2026
- No longer registered or notice-filed in WA.

### December 2025
- Registered or notice-filed in CO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Silver Oak Advisory Group (CRD 108298): Form ADV filing data as of October 2026.