# Silver Grove Advisory Services

> Silver Grove Advisory Services is an SEC-registered investment advisory firm in Orchard Park, NY, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 31, 2026.

- CRD: 287512
- Filed as: SILVER GROVE ADVISORY SERVICES
- Legal name: Silver Grove Financial Group, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Orchard Park, NY
- Filing period: October 2026
- Form ADV filing dated: August 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/287512
- AdvisorCensus page: https://advisorcensus.com/firm/silver-grove-advisory-services-orchard-park-ny-287512

## Quick answers

**How is Silver Grove Advisory Services compensated?**
On its Form ADV (Item 5.E, October 2026), Silver Grove Advisory Services reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Silver Grove Advisory Services charge?**
Its Form ADV Part 2A brochure dated August 31, 2026 states: Hourly rate: up to $500 an hour (retirement plan consulting); Flat fee: up to $25,000 (retirement plan consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Silver Grove Advisory Services located?**
Silver Grove Advisory Services' principal office is in Orchard Park, NY, according to its Form ADV; the September 2026 filing also lists 7 other offices (Schedule D, Section 1.F).

**Is Silver Grove Advisory Services registered with the SEC or a state?**
Silver Grove Advisory Services is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 287512.

**How much does Silver Grove Advisory Services manage?**
Silver Grove Advisory Services reports $453,582,536 in regulatory assets under management in its Form ADV filing dated August 31, 2026 (100% discretionary).

**How have Silver Grove Advisory Services' assets and staff changed since 2021?**
In the Form ADV data for Silver Grove Advisory Services: Regulatory assets under management: $167,337,920 in the October 2021 data and $453,582,536 in the October 2026 data, up 171%. Total employees: 14 in October 2021 and 17 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Silver Grove Advisory Services serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,083); high net worth individuals (63); corporations or other businesses not listed above (4).

**Which custodians does Silver Grove Advisory Services use?**
Silver Grove Advisory Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Broadridge Business Process Outsourcing, LLC, Charles Schwab & Co., Inc. and LPL Financial LLC as custodians holding 10% or more of its separately managed account assets.

**Does Silver Grove Advisory Services report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/287512

**Does Silver Grove Advisory Services state an account minimum?**
Its Form ADV Part 2A brochure dated August 31, 2026 says: "Silver Grove Advisory Services generally does not impose a minimum account size for establishing a relationship."

**What changed in Silver Grove Advisory Services' recent Form ADV filings?**
In the July 2026 filing data: Employees performing advisory functions went from 16 to 17. Changed its office addresses in N Tonawanda, NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 31, 2026)

- Account minimum: None

> Silver Grove Advisory Services generally does not impose a minimum account size for establishing a relationship.

- Hourly rate: up to $500 an hour (retirement plan consulting)

> The fees are based on a percentage of the assets held in the Plan (up to 1.00% annually), on an hourly basis (up to $500 per hour), on a flat rate basis (up to $25,000), or a combination of them all

- Flat fee: up to $25,000 (retirement plan consulting)

> Fixed fee engagement fee ranges from $0.00 up to $25,000. Fees may be negotiable based on the nature and complexity of the services to be provided and the overall relationship with the Advisor.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Broadridge Business Process Outsourcing, LLC
- Charles Schwab & Co., Inc.
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $453,582,536
- Discretionary: $453,582,536
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,083 | $319,625,394 |
| High net worth individuals | 63 | $131,797,246 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 4 | $2,159,896 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2017 (9 years)
- Employees: 17 total, 17 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CT, FL, LA, NC, NJ, NY, OH, PA, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Arcade, NY
- Celina, TX
- Depew, NY
- Hamburg, NY
- N Tonawanda, NY
- Saranac Lake, NY
- Williamsville, NY

### Websites listed on Form ADV (Item 1.I)
- silvergrovegroup.com
- Facebook @SILVERGROVE
- LinkedIn @3533678

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $167,337,920 | 14 | July 29, 2021 |
| October 2022 | $239,408,527 | 15 | September 2, 2022 |
| October 2023 | $235,351,513 | 15 | September 21, 2023 |
| October 2024 | $256,404,965 | 15 | August 14, 2024 |
| October 2025 | $326,596,386 | 15 | May 6, 2025 |
| October 2026 | $453,582,536 | 17 | August 31, 2026 |

Regulatory assets under management: $167,337,920 in the October 2021 data and $453,582,536 in the October 2026 data, up 171%.
Total employees: 14 in October 2021 and 17 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Employees performing advisory functions went from 16 to 17.
- Changed its office addresses in N Tonawanda, NY.

### April 2026
- Regulatory assets under management went from $326,596,386 to $453,582,536 (+39%).

### December 2025
- Employees performing advisory functions went from 15 to 16.
- Added an office in Celina, TX.
- Registered or notice-filed in CT, OH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Silver Grove Advisory Services (CRD 287512): Form ADV filing data as of October 2026.