# Sharp Financial

> Sharp Financial is an SEC-registered investment advisory firm in Horsham, PA, registered since 2017, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 8, 2026.

- CRD: 289325
- Filed as: SHARP FINANCIAL
- Legal name: Sharp Wealth Advisory, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Horsham, PA
- Filing period: October 2026
- Form ADV filing dated: September 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/289325
- AdvisorCensus page: https://advisorcensus.com/firm/sharp-financial-horsham-pa-289325

## Quick answers

**How is Sharp Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Sharp Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Sharp Financial located?**
Sharp Financial's principal office is in Horsham, PA, according to its Form ADV; the October 2026 filing also lists 6 other offices (Schedule D, Section 1.F).

**Is Sharp Financial registered with the SEC or a state?**
Sharp Financial is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 289325.

**How much does Sharp Financial manage?**
Sharp Financial reports $502,122,573 in regulatory assets under management in its Form ADV filing dated September 8, 2026 (59% discretionary).

**How have Sharp Financial's assets and staff changed since 2021?**
In the Form ADV data for Sharp Financial: Regulatory assets under management: $132,068,924 in the October 2021 data and $502,122,573 in the October 2026 data, up 280%. Total employees: 7 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Sharp Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (110); high net worth individuals (68); corporations or other businesses not listed above (11).

**Which custodians does Sharp Financial use?**
Sharp Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Sharp Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/289325

**Does Sharp Financial state an account minimum?**
Its Form ADV Part 2A brochure dated March 18, 2026 says: "Sharp Financial generally requires a minimum household size for establishing a relationship of $ 1,000,000 to effectively implement its investment process. The minimum household size may be waived at the sole discretion of the Advisor."

**What changed in Sharp Financial's recent Form ADV filings?**
In the October 2026 filing data: Employees performing advisory functions went from 6 to 5. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 18, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> Sharp Financial generally requires a minimum household size for establishing a relationship of $ 1,000,000 to effectively implement its investment process. The minimum household size may be waived at the sole discretion of the Advisor.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $502,122,573
- Discretionary: $294,615,928
- Non-discretionary: $207,506,645

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 110 | $38,920,230 |
| High net worth individuals | 68 | $417,428,850 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $8,533,876 |
| Other investment advisers | Fewer than 5 | $31,418,703 |
| Corporations or other businesses not listed above | 11 | $5,820,914 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2017 (8 years)
- Employees: 8 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, NC, NJ, NY, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Basking Ridge, NJ
- Jupiter, FL
- New York, NY
- Philadelphia, PA
- St Petersburg, FL
- Tampa, FL

### Websites listed on Form ADV (Item 1.I)
- sharpllc.com
- sharpllc.com/wealth
- Facebook @TheSharpFinancialGroup
- LinkedIn @sharp-financial
- X @SharpLLC
- YouTube @sharpfinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $132,068,924 | 7 | March 25, 2021 |
| October 2022 | $147,456,642 | 9 | March 30, 2022 |
| October 2023 | $254,905,406 | 7 | March 30, 2023 |
| October 2024 | $304,724,354 | 8 | July 23, 2024 |
| October 2025 | $391,897,821 | 8 | March 18, 2025 |
| October 2026 | $502,122,573 | 8 | September 8, 2026 |

Regulatory assets under management: $132,068,924 in the October 2021 data and $502,122,573 in the October 2026 data, up 280%.
Total employees: 7 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Employees performing advisory functions went from 6 to 5.
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 5 to 6.
- Regulatory assets under management went from $391,897,821 to $502,122,573 (+28%).

### March 2026
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sharp Financial (CRD 289325): Form ADV filing data as of October 2026.