# Sharkey Howes & Javer Inc

> Sharkey Howes & Javer Inc is an SEC-registered investment advisory firm in Denver, CO, registered since 1991, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 21, 2026.

- CRD: 106050
- Filed as: SHARKEY HOWES & JAVER INC
- Also doing business as: SHJ WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Denver, CO
- Filing period: October 2026
- Form ADV filing dated: September 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/106050
- AdvisorCensus page: https://advisorcensus.com/firm/sharkey-howes-and-javer-inc-denver-co-106050

## Quick answers

**How is Sharkey Howes & Javer Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Sharkey Howes & Javer Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Sharkey Howes & Javer Inc located?**
Sharkey Howes & Javer Inc's principal office is in Denver, CO, according to its Form ADV.

**Is Sharkey Howes & Javer Inc registered with the SEC or a state?**
Sharkey Howes & Javer Inc is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 106050.

**How much does Sharkey Howes & Javer Inc manage?**
Sharkey Howes & Javer Inc reports $1,125,728,474 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (100% discretionary).

**How have Sharkey Howes & Javer Inc's assets and staff changed since 2021?**
In the Form ADV data for Sharkey Howes & Javer Inc: Regulatory assets under management: $769,485,101 in the October 2021 data and $1,125,728,474 in the October 2026 data, up 46%. Total employees: 14 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Sharkey Howes & Javer Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (604); high net worth individuals (264); pension and profit sharing plans (but not the plan participants or government pension plans) (9).

**Which custodians does Sharkey Howes & Javer Inc use?**
Sharkey Howes & Javer Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Sharkey Howes & Javer Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106050

**Does Sharkey Howes & Javer Inc state an account minimum?**
Its Form ADV Part 2A brochure dated April 24, 2026 says: "Generally, our minimum investment account size is $250,000; although, due to unique client circumstances, we occasionally accept some accounts less than $250,000."

**What changed in Sharkey Howes & Javer Inc's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $917,028,734 to $1,125,728,474 (+23%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 24, 2026)

- Account minimum: $250,000

> Generally, our minimum investment account size is $250,000; although, due to unique client circumstances, we occasionally accept some accounts less than $250,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,125,728,474
- Discretionary: $1,125,728,474
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 604 | $208,068,991 |
| High net worth individuals | 264 | $811,214,605 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 9 | $100,498,887 |
| Charitable organizations | 8 | $5,705,270 |
| Corporations or other businesses not listed above | 1 | $240,721 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 1991 (35 years)
- Employees: 13 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, ID, IL, KS, LA, MO, NC, NE, NH, NM, NY, OR, TX, VA, WA, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [blog.shwj.com](https://blog.shwj.com)
- [findanadvisor.napfa.org/HOME.ASPX/SEARCH](https://findanadvisor.napfa.org/HOME.ASPX/SEARCH)
- [itunes.apple.com/AL/PODCAST/SHARKEY-HOWES-JAVER/ID1041517113](https://itunes.apple.com/AL/PODCAST/SHARKEY-HOWES-JAVER/ID1041517113)
- [letsmakeaplan.org/CHOOSE-A-CFP-PROFESSIONAL/FIND-A-CFP-PROFESSIONAL/RESULTS](https://letsmakeaplan.org/CHOOSE-A-CFP-PROFESSIONAL/FIND-A-CFP-PROFESSIONAL/RESULTS)
- [plannersearch.org/FINANCIAL-PLANNER/SEARCH/SHARKEY-HOWES-JAVER](https://plannersearch.org/FINANCIAL-PLANNER/SEARCH/SHARKEY-HOWES-JAVER)
- [secure.shj401k.com/HOME/INDEX.JSP](https://secure.shj401k.com/HOME/INDEX.JSP)
- [sharkeyhowesjaver.podbean.com](https://sharkeyhowesjaver.podbean.com)
- [shjwealthadvisors.com](https://shjwealthadvisors.com)
- [soundcloud.com/SHARKEY-HOWES-JAVER](https://soundcloud.com/SHARKEY-HOWES-JAVER)
- [vimeo.com/SHWJ](https://vimeo.com/SHWJ)
- Facebook @sharkeyhowesjaver
- LinkedIn @SHARKEY-HOWES-&-JAVER
- LinkedIn @KARLTON-CHILDRESS-73A276A9
- LinkedIn @MELISSA-BALDWIN-4B50655B
- LinkedIn @SCOTT-BROOKES-918616A
- LinkedIn @brad-conover
- LinkedIn @bryongeman
- LinkedIn @cory-hassenstab
- LinkedIn @sara-kohr-cfp®-376185170
- X @SHJWealth
- YouTube @SHJWealthAdvisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $769,485,101 | 14 | February 23, 2021 |
| October 2022 | $903,625,913 | 14 | March 7, 2022 |
| October 2023 | $765,201,954 | 13 | March 14, 2023 |
| October 2024 | $824,658,255 | 15 | February 14, 2024 |
| October 2025 | $917,028,734 | 15 | July 28, 2025 |
| October 2026 | $1,125,728,474 | 13 | September 21, 2026 |

Regulatory assets under management: $769,485,101 in the October 2021 data and $1,125,728,474 in the October 2026 data, up 46%.
Total employees: 14 in October 2021 and 13 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $917,028,734 to $1,125,728,474 (+23%).

### January 2026
- Registered or notice-filed in NE.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sharkey Howes & Javer Inc (CRD 106050): Form ADV filing data as of October 2026.