# SFC Financial LLC

> SFC Financial LLC is an SEC-registered investment advisory firm in Sunset Hills, MO, registered since 2016, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 25, 2026.

- CRD: 129817
- Filed as: SFC FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Sunset Hills, MO
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/129817
- AdvisorCensus page: https://advisorcensus.com/firm/sfc-financial-llc-sunset-hills-mo-129817

## Quick answers

**How is SFC Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), SFC Financial LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does SFC Financial LLC charge?**
Its Form ADV Part 2A brochure dated March 19, 2026 states: Hourly rate: $460 an hour (Financial Planning fees); Flat fee: $10,000 to $20,000 a year (Portfolio Management Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is SFC Financial LLC located?**
SFC Financial LLC's principal office is in Sunset Hills, MO, according to its Form ADV.

**Is SFC Financial LLC registered with the SEC or a state?**
SFC Financial LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 129817.

**How much does SFC Financial LLC manage?**
SFC Financial LLC reports $208,271,173 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (0% discretionary).

**How have SFC Financial LLC's assets and staff changed since 2021?**
In the Form ADV data for SFC Financial LLC: Regulatory assets under management: $183,337,439 in the October 2021 data and $208,271,173 in the October 2026 data, up 14%. Total employees: 4 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does SFC Financial LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (40); individuals (other than high net worth individuals) (37); charitable organizations (1).

**Which custodians does SFC Financial LLC use?**
SFC Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does SFC Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/129817

**What changed in SFC Financial LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $180,863,049 to $208,271,173 (+15%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 19, 2026)

- Hourly rate: $460 an hour (Financial Planning fees)

> Our Financial Planning fees are calculated and charged on an hourly basis at a rate of $ 460 per hour.

- Flat fee: $10,000 to $20,000 a year (Portfolio Management Services)

> Adviser's fixed fee varies on a case-by-case basis, but typically ranges from $10,000 to $20,000 annually.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $208,271,173
- Discretionary: $0
- Non-discretionary: $208,271,173

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 37 | $6,588,330 |
| High net worth individuals | 40 | $201,436,174 |
| Charitable organizations | 1 | $246,669 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2016 (10 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, MO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [sfcfin.com](https://sfcfin.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $183,337,439 | 4 | May 27, 2021 |
| October 2022 | $220,501,408 | 4 | March 29, 2022 |
| October 2023 | $219,531,538 | 4 | March 23, 2023 |
| October 2024 | $162,205,594 | 4 | March 5, 2024 |
| October 2025 | $180,863,049 | 4 | February 28, 2025 |
| October 2026 | $208,271,173 | 4 | March 25, 2026 |

Regulatory assets under management: $183,337,439 in the October 2021 data and $208,271,173 in the October 2026 data, up 14%.
Total employees: 4 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $180,863,049 to $208,271,173 (+15%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. SFC Financial LLC (CRD 129817): Form ADV filing data as of October 2026.