# Sensible Financial Solutions, LLC

> Sensible Financial Solutions, LLC is a state-registered investment advisory firm in Kalkaska, MI, registered since 2017, reporting under $25 million in regulatory assets under management in its Form ADV filing dated January 20, 2026.

- CRD: 287486
- Filed as: SENSIBLE FINANCIAL SOLUTIONS, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Kalkaska, MI
- Filing period: October 2026
- Form ADV filing dated: January 20, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/287486
- AdvisorCensus page: https://advisorcensus.com/firm/sensible-financial-solutions-llc-kalkaska-mi-287486

## Quick answers

**How is Sensible Financial Solutions, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Sensible Financial Solutions, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Sensible Financial Solutions, LLC located?**
Sensible Financial Solutions, LLC's principal office is in Kalkaska, MI, according to its Form ADV.

**Is Sensible Financial Solutions, LLC registered with the SEC or a state?**
Sensible Financial Solutions, LLC is a state-registered investment advisory firm, registered since 2017. Status as filed: APPROVED. CRD 287486.

**How much does Sensible Financial Solutions, LLC manage?**
Sensible Financial Solutions, LLC reports $585,335 in regulatory assets under management in its Form ADV filing dated January 20, 2026 (0% discretionary).

**What types of clients does Sensible Financial Solutions, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3).

**Does Sensible Financial Solutions, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/287486

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $585,335
- Discretionary: $0
- Non-discretionary: $585,335

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3 | $585,335 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2017 (9 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sensibleandhourly.com
- Facebook @SENSIBLE-AND-HOURLY-151892625437312
- LinkedIn @dawn-moses-9869b2a2

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sensible Financial Solutions, LLC (CRD 287486): Form ADV filing data as of October 2026.