# Semmax Financial Advisors, Inc.

> Semmax Financial Advisors, Inc. is an SEC-registered investment advisory firm in Winston-Salem, NC, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 144978
- Filed as: SEMMAX FINANCIAL ADVISORS, INC.
- Also doing business as: SEMMAX FINANCIAL GROUP, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Winston-Salem, NC
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/144978
- AdvisorCensus page: https://advisorcensus.com/firm/semmax-financial-advisors-inc-winston-salem-nc-144978

## Quick answers

**How is Semmax Financial Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Semmax Financial Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Semmax Financial Advisors, Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Up to $2,000,000: 1.5% a year; $2,000,001 to $4,000,000: 1.25% a year; Above $4,000,000: 1% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Semmax Financial Advisors, Inc. located?**
Semmax Financial Advisors, Inc.'s principal office is in Winston-Salem, NC, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Semmax Financial Advisors, Inc. registered with the SEC or a state?**
Semmax Financial Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 144978.

**How much does Semmax Financial Advisors, Inc. manage?**
Semmax Financial Advisors, Inc. reports $495,360,847 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (100% discretionary).

**How have Semmax Financial Advisors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Semmax Financial Advisors, Inc.: Regulatory assets under management: $285,164,364 in the October 2021 data and $495,360,847 in the October 2026 data, up 74%. Total employees: 18 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Semmax Financial Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (749); high net worth individuals (77).

**Which custodians does Semmax Financial Advisors, Inc. use?**
Semmax Financial Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Semmax Financial Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144978

**Does Semmax Financial Advisors, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "Semmax Financial has a minimum account size of $50,000.00 for opening or maintaining an account unless an exception is approved by appropriate officers of the Firm."

**What changed in Semmax Financial Advisors, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $395,263,541 to $495,360,847 (+25%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Up to $2,000,000: 1.5% a year
- $2,000,001 to $4,000,000: 1.25% a year
- Above $4,000,000: 1% a year

> The Advisory Fee structure for Semmax Financial is as follows: Assets under Management Annual Fee Quarterly Fee Up to $2,000,000 1.50% 0.375% $2,000,001 - $4,000,000 1.25% 0.3125% Over $4,000,000 1.00% 0.250%

- Account minimum: $50,000 (the brochure says it may be waived or negotiated)

> Semmax Financial has a minimum account size of $50,000.00 for opening or maintaining an account unless an exception is approved by appropriate officers of the Firm.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $495,360,847
- Discretionary: $495,360,847
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 749 | $375,224,006 |
| High net worth individuals | 77 | $120,136,841 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2017 (9 years)
- Employees: 18 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC, NH, PA, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Greensboro, NC

### Websites listed on Form ADV (Item 1.I)
- freeretirementaudit.com
- gruposemmax.com
- hiddenfeebooklet.com
- hiddenfeesbooklet.com
- jaytyner.com
- myfreebooklet.com
- myfreeretirementaudit.com
- northcarolinasfinancialplanner.com
- quieroretirarmidinero.com
- semmax.com
- semmaxbook.com
- semmaxplan.com
- semmaxradio.com
- semmaxreview.com
- socialsecuritybooklet.com
- taxfreebooklet.com
- yourfreeretirementreview.com
- Facebook @SemmaxFinancialGroup
- Instagram @semmaxfinancialgroup
- LinkedIn @semmax-financial-group
- YouTube @UCr7kB4MJGaVkye_Pp95Zg1g

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $285,164,364 | 18 | September 17, 2021 |
| October 2022 | $185,845,038 | 18 | March 31, 2022 |
| October 2023 | $290,976,243 | 19 | March 30, 2023 |
| October 2024 | $333,212,892 | 18 | March 28, 2024 |
| October 2025 | $395,263,541 | 18 | March 21, 2025 |
| October 2026 | $495,360,847 | 18 | March 24, 2026 |

Regulatory assets under management: $285,164,364 in the October 2021 data and $495,360,847 in the October 2026 data, up 74%.
Total employees: 18 in October 2021 and 18 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $395,263,541 to $495,360,847 (+25%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Semmax Financial Advisors, Inc. (CRD 144978): Form ADV filing data as of October 2026.