{ "crd_number": 132777, "slug": "secure-retirement-financial-and-insurance-services-corp-san-ramon-ca-132777", "primary_business_name": "SECURE RETIREMENT FINANCIAL & INSURANCE SERVICES CORP.", "legal_name": "SECURE RETIREMENT FINANCIAL & INSURANCE SERVICES CORP.", "dbas": [], "city": "San Ramon", "state": "CA", "country": "United States", "cbsa_code": "41860", "metro": { "cbsa_code": "41860", "common_name": "San Francisco", "msa_name": "San Francisco-Oakland-Fremont, CA", "path": "/advisors/ca/san-francisco" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "2022-06-06", "years_registered": 4, "period": "2026-10-01", "filing_date": "2026-04-01", "carried_forward": false, "raum_total": 101995843.0, "raum_discretionary": 101995843.0, "raum_non_discretionary": 0.0, "raum_band": "100m_500m", "raum_band_label": "$100 million to $500 million", "total_employees": 5, "advisory_employees": 3, "client_count_bucket": null, "clients_by_type": { "individuals": { "raum": 42245657.0, "count": 187 }, "high_net_worth_individuals": { "raum": 59750186.0, "count": 24 } }, "compensation_types": [ "percentage_of_aum" ], "advisory_activities": [ "educational_seminars", "financial_planning", "portfolio_management_businesses_institutional", "portfolio_management_individuals" ], "wrap_fee_participant": false, "disclosure_yes_count": 2, "states_registered": [ "CA", "CO", "LA", "MI", "OR", "TX" ], "websites": [ "https://secureretire.com" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/132777", "disclosure_items": [ { "item": "11.D(2)", "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?" }, { "item": "11.D(4)", "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?" } ], "city_as_filed": "SAN RAMON", "url": "https://advisorcensus.com/firm/secure-retirement-financial-and-insurance-services-corp-san-ramon-ca-132777", "display_name": "Secure Retirement Financial & Insurance Services Corp.", "summary": "Secure Retirement Financial & Insurance Services Corp. is an SEC-registered investment advisory firm in San Ramon, CA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 1, 2026.", "citation": "AdvisorCensus. Secure Retirement Financial & Insurance Services Corp. (CRD 132777): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management" ], "advisory_activity_labels": [ "Financial planning services", "Portfolio management for individuals and/or small businesses", "Portfolio management for businesses (other than small businesses) or institutional clients", "Educational seminars/workshops" ], "quick_answers": [ { "q": "How is Secure Retirement Financial & Insurance Services Corp. compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Secure Retirement Financial & Insurance Services Corp. reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure." }, { "q": "Where is Secure Retirement Financial & Insurance Services Corp. located?", "a": "Secure Retirement Financial & Insurance Services Corp.'s principal office is in San Ramon, CA, according to its Form ADV." }, { "q": "Is Secure Retirement Financial & Insurance Services Corp. registered with the SEC or a state?", "a": "Secure Retirement Financial & Insurance Services Corp. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 132777." }, { "q": "How much does Secure Retirement Financial & Insurance Services Corp. manage?", "a": "Secure Retirement Financial & Insurance Services Corp. reports $101,995,843 in regulatory assets under management in its Form ADV filing dated April 1, 2026 (100% discretionary)." }, { "q": "How have Secure Retirement Financial & Insurance Services Corp.'s assets and staff changed since 2022?", "a": "In the Form ADV data for Secure Retirement Financial & Insurance Services Corp.: Regulatory assets under management: $100,473,381 in the October 2022 data and $101,995,843 in the October 2026 data, up 2%. Total employees: 5 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Secure Retirement Financial & Insurance Services Corp. serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (187); high net worth individuals (24)." }, { "q": "Which custodians does Secure Retirement Financial & Insurance Services Corp. use?", "a": "Secure Retirement Financial & Insurance Services Corp.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets." }, { "q": "Does Secure Retirement Financial & Insurance Services Corp. report any disciplinary disclosures?", "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/132777" }, { "q": "What changed in Secure Retirement Financial & Insurance Services Corp.'s recent Form ADV filings?", "a": "In the May 2026 filing data: Regulatory assets under management went from $92,375,144 to $101,995,843 (+10%)." } ], "filing_history": [ { "period": "2022-10-01", "regulatory_assets_under_management": 100473381.0, "total_employees": 5, "filing_date": "2022-07-21" }, { "period": "2023-10-01", "regulatory_assets_under_management": 101335861.0, "total_employees": 5, "filing_date": "2023-06-28" }, { "period": "2024-10-01", "regulatory_assets_under_management": 96627501.0, "total_employees": 5, "filing_date": "2024-08-20" }, { "period": "2025-10-01", "regulatory_assets_under_management": 84695885.0, "total_employees": 5, "filing_date": "2025-05-27" }, { "period": "2026-10-01", "regulatory_assets_under_management": 101995843.0, "total_employees": 5, "filing_date": "2026-04-01" } ], "recent_changes": [ { "period": "2026-05-01", "period_label": "May 2026", "notes": [ "Regulatory assets under management went from $92,375,144 to $101,995,843 (+10%)." ] } ], "fees_from_brochure": null, "custodians": [ { "name": "Charles Schwab & Co., Inc.", "name_as_filed": "CHARLES SCHWAB & CO., INC.", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/secure-retirement-financial-and-insurance-services-corp-san-ramon-ca-132777.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 187, "fewer_than_5": false, "raum": 42245657.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 24, "fewer_than_5": false, "raum": 59750186.0 } ], "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.", "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/132777", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }