# Schulz Financial Group

> Schulz Financial Group is an SEC-registered investment advisory firm in Tucson, AZ, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 28, 2026.

- CRD: 339660
- Filed as: SCHULZ FINANCIAL GROUP
- Legal name: Five Speed Financial Planning LLC
- Also doing business as: MILESTONES INSURANCE, NAVIGANT WEALTH ADVISORS, WAYFINDER LIFESTYLE PLANNING
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tucson, AZ
- Filing period: October 2026
- Form ADV filing dated: August 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/339660
- AdvisorCensus page: https://advisorcensus.com/firm/schulz-financial-group-tucson-az-339660

## Quick answers

**How is Schulz Financial Group compensated?**
On its Form ADV (Item 5.E, October 2026), Schulz Financial Group reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Schulz Financial Group charge?**
Its Form ADV Part 2A brochure dated April 23, 2026 states: Flat fee: up to $25,000 (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Schulz Financial Group located?**
Schulz Financial Group's principal office is in Tucson, AZ, according to its Form ADV.

**Is Schulz Financial Group registered with the SEC or a state?**
Schulz Financial Group is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 339660.

**How much does Schulz Financial Group manage?**
Schulz Financial Group reports $114,881,655 in regulatory assets under management in its Form ADV filing dated August 28, 2026 (100% discretionary).

**What types of clients does Schulz Financial Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (332); high net worth individuals (21).

**Which custodians does Schulz Financial Group use?**
Schulz Financial Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists American Funds, Commonwealth and Fidelity Investments as custodians holding 10% or more of its separately managed account assets.

**Does Schulz Financial Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/339660

**Does Schulz Financial Group state an account minimum?**
Its Form ADV Part 2A brochure dated April 23, 2026 says: "SFG requires a minimum of $250,000 to open and maintain an account. In certain instances, the minimum account size may be lowered or waived."

**What changed in Schulz Financial Group's recent Form ADV filings?**
In the September 2026 filing data: Employees performing advisory functions went from 3 to 4.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 23, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> SFG requires a minimum of $250,000 to open and maintain an account. In certain instances, the minimum account size may be lowered or waived.

- Flat fee: up to $25,000 (Financial Planning Services)

> Financial Planning Services are offered based on a flat fee with a maximum of $25,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- American Funds
- Commonwealth
- Fidelity Investments

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $114,881,655
- Discretionary: $114,881,655
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 332 | $73,248,293 |
| High net worth individuals | 21 | $41,633,362 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, NE, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- schulzfinancialgroup.com
- Facebook @SchulzFinancialGroup
- LinkedIn @schulz-financial-group
- X @schulzfinancial
- YouTube @UCbBQj0ePW_CmSoL3LQOXstg

## Changes in the filing (last 12 months)

### September 2026
- Employees performing advisory functions went from 3 to 4.

### May 2026
- Regulatory assets under management went from $0 to $114,881,655.

### February 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Schulz Financial Group (CRD 339660): Form ADV filing data as of October 2026.