# Schultz Financial Group Incorporated

> Schultz Financial Group Incorporated is an SEC-registered investment advisory firm in Reno, NV, registered since 1983, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 16, 2026.

- CRD: 108724
- Filed as: SCHULTZ FINANCIAL GROUP INCORPORATED
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Reno, NV
- Filing period: October 2026
- Form ADV filing dated: June 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108724
- AdvisorCensus page: https://advisorcensus.com/firm/schultz-financial-group-incorporated-reno-nv-108724

## Quick answers

**How is Schultz Financial Group Incorporated compensated?**
On its Form ADV (Item 5.E, October 2026), Schultz Financial Group Incorporated reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**Where is Schultz Financial Group Incorporated located?**
Schultz Financial Group Incorporated's principal office is in Reno, NV, according to its Form ADV.

**Is Schultz Financial Group Incorporated registered with the SEC or a state?**
Schultz Financial Group Incorporated is an SEC-registered investment advisory firm, registered since 1983. Status as filed: Approved. CRD 108724.

**How much does Schultz Financial Group Incorporated manage?**
Schultz Financial Group Incorporated reports $214,840,003 in regulatory assets under management in its Form ADV filing dated June 16, 2026 (0% discretionary).

**How have Schultz Financial Group Incorporated's assets and staff changed since 2021?**
In the Form ADV data for Schultz Financial Group Incorporated: Regulatory assets under management: $154,492,585 in the October 2021 data and $214,840,003 in the October 2026 data, up 39%. Total employees: 8 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Schultz Financial Group Incorporated serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (57); individuals (other than high net worth individuals) (53); corporations or other businesses not listed above (6).

**Which custodians does Schultz Financial Group Incorporated use?**
Schultz Financial Group Incorporated's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Schultz Financial Group Incorporated report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108724

**What changed in Schultz Financial Group Incorporated's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 5 to 4.

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $214,840,003
- Discretionary: $0
- Non-discretionary: $214,840,003

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 53 | $28,326,836 |
| High net worth individuals | 57 | $179,224,170 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $3,545,579 |
| Corporations or other businesses not listed above | 6 | $3,743,418 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1983 (43 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NH, NV, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- sfginc.com
- Facebook @Schultz-Financial-Group-Inc-111155654550011
- LinkedIn @878590

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $154,492,585 | 8 | June 15, 2021 |
| October 2022 | $165,806,673 | 8 | June 28, 2022 |
| October 2023 | $177,364,986 | 6 | August 3, 2023 |
| October 2024 | $193,526,938 | 6 | July 3, 2024 |
| October 2025 | $196,338,384 | 5 | March 26, 2025 |
| October 2026 | $214,840,003 | 4 | June 16, 2026 |

Regulatory assets under management: $154,492,585 in the October 2021 data and $214,840,003 in the October 2026 data, up 39%.
Total employees: 8 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 5 to 4.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Schultz Financial Group Incorporated (CRD 108724): Form ADV filing data as of October 2026.