# Schaefer Financial Management, Inc.

> Schaefer Financial Management, Inc. is an SEC-registered investment advisory firm in Centennial, CO, registered since 1989, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 110110
- Filed as: SCHAEFER FINANCIAL MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Centennial, CO
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110110
- AdvisorCensus page: https://advisorcensus.com/firm/schaefer-financial-management-inc-centennial-co-110110

## Quick answers

**How is Schaefer Financial Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Schaefer Financial Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Schaefer Financial Management, Inc. charge?**
Its Form ADV Part 2A brochure dated March 26, 2026 states: Hourly rate: $250 an hour (additional planning work required after the development of the initial plan). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Schaefer Financial Management, Inc. located?**
Schaefer Financial Management, Inc.'s principal office is in Centennial, CO, according to its Form ADV.

**Is Schaefer Financial Management, Inc. registered with the SEC or a state?**
Schaefer Financial Management, Inc. is an SEC-registered investment advisory firm, registered since 1989. Status as filed: Approved. CRD 110110.

**How much does Schaefer Financial Management, Inc. manage?**
Schaefer Financial Management, Inc. reports $1,114,890,977 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (0% discretionary).

**How have Schaefer Financial Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Schaefer Financial Management, Inc.: Regulatory assets under management: $672,523,282 in the October 2021 data and $1,114,890,977 in the October 2026 data, up 66%. Total employees: 9 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Schaefer Financial Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (233); individuals (other than high net worth individuals) (213).

**Does Schaefer Financial Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110110

**What changed in Schaefer Financial Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $979,145,182 to $1,114,890,977 (+14%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Hourly rate: $250 an hour (additional planning work required after the development of the initial plan)

> Should the engagement expand or should there be additional planning work required after the development of the initial plan, such work will be billed at the rate of $250 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $1,114,890,977
- Discretionary: $0
- Non-discretionary: $1,114,890,977

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 213 | $95,540,384 |
| High net worth individuals | 233 | $1,019,350,593 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1989 (37 years)
- Employees: 9 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, MA, NC, NH, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- schaeferfinancial.com
- LinkedIn @70873060

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $672,523,282 | 9 | March 23, 2021 |
| October 2022 | $760,020,287 | 9 | June 8, 2022 |
| October 2023 | $742,733,453 | 8 | March 29, 2023 |
| October 2024 | $888,301,693 | 9 | March 29, 2024 |
| October 2025 | $979,145,182 | 9 | March 30, 2025 |
| October 2026 | $1,114,890,977 | 9 | March 26, 2026 |

Regulatory assets under management: $672,523,282 in the October 2021 data and $1,114,890,977 in the October 2026 data, up 66%.
Total employees: 9 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $979,145,182 to $1,114,890,977 (+14%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Schaefer Financial Management, Inc. (CRD 110110): Form ADV filing data as of October 2026.