# Sandy Morris Financial & Estate Planning Services, LLC

> Sandy Morris Financial & Estate Planning Services, LLC is an SEC-registered investment advisory firm in Tampa, FL, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.

- CRD: 187519
- Filed as: SANDY MORRIS FINANCIAL & ESTATE PLANNING SERVICES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tampa, FL
- Filing period: October 2026
- Form ADV filing dated: March 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/187519
- AdvisorCensus page: https://advisorcensus.com/firm/sandy-morris-financial-and-estate-planning-services-llc-tampa-fl-187519

## Quick answers

**How is Sandy Morris Financial & Estate Planning Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Sandy Morris Financial & Estate Planning Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Sandy Morris Financial & Estate Planning Services, LLC charge?**
Its Form ADV Part 2A brochure dated March 3, 2026 states: Up to $249,999: 1.85% a year; $250,000 to $499,999: 1.75% a year; $500,000 to $999,999: 1.65% a year; $1,000,000 to $1,999,999: 1.5% a year; Above $2,000,000: 1% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Sandy Morris Financial & Estate Planning Services, LLC located?**
Sandy Morris Financial & Estate Planning Services, LLC's principal office is in Tampa, FL, according to its Form ADV.

**Is Sandy Morris Financial & Estate Planning Services, LLC registered with the SEC or a state?**
Sandy Morris Financial & Estate Planning Services, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 187519.

**How much does Sandy Morris Financial & Estate Planning Services, LLC manage?**
Sandy Morris Financial & Estate Planning Services, LLC reports $183,125,945 in regulatory assets under management in its Form ADV filing dated March 3, 2026 (100% discretionary).

**How have Sandy Morris Financial & Estate Planning Services, LLC's assets and staff changed since 2021?**
In the Form ADV data for Sandy Morris Financial & Estate Planning Services, LLC: Regulatory assets under management: $138,336,421 in the October 2021 data and $183,125,945 in the October 2026 data, up 32%. Total employees: 7 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Sandy Morris Financial & Estate Planning Services, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (722); high net worth individuals (45).

**Which custodians does Sandy Morris Financial & Estate Planning Services, LLC use?**
Sandy Morris Financial & Estate Planning Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Sandy Morris Financial & Estate Planning Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/187519

**What changed in Sandy Morris Financial & Estate Planning Services, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 6 to 3. Regulatory assets under management went from $152,033,063 to $183,125,945 (+20%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 3, 2026)

- Up to $249,999: 1.85% a year
- $250,000 to $499,999: 1.75% a year
- $500,000 to $999,999: 1.65% a year
- $1,000,000 to $1,999,999: 1.5% a year
- Above $2,000,000: 1% a year

> For our services, client will be charged an annual fee based upon the amount of assets under management. The following is an example of such a fee schedule:

> Assets under Management Annual Fees $0 – $249,999 1.85% $250,000 – $499,999 1.75% $500,000 – $999,999 1.65% $1,000,000 – $1,999,999 1.50% $2,000,000+ 1.00%

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $183,125,945
- Discretionary: $183,125,945
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 722 | $113,674,691 |
| High net worth individuals | 45 | $69,451,254 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2020 (6 years)
- Employees: 8 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [sandymorrisfinancial.com](https://sandymorrisfinancial.com)
- Facebook @SANDYMORRISFINANCIAL
- Instagram @smfprivatewealth
- LinkedIn @smfprivatewealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $138,336,421 | 7 | August 25, 2021 |
| October 2022 | $149,358,405 | 6 | February 28, 2022 |
| October 2023 | $126,654,773 | 6 | February 22, 2023 |
| October 2024 | $137,599,857 | 6 | March 5, 2024 |
| October 2025 | $152,033,063 | 10 | June 4, 2025 |
| October 2026 | $183,125,945 | 8 | March 3, 2026 |

Regulatory assets under management: $138,336,421 in the October 2021 data and $183,125,945 in the October 2026 data, up 32%.
Total employees: 7 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 6 to 3.
- Regulatory assets under management went from $152,033,063 to $183,125,945 (+20%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sandy Morris Financial & Estate Planning Services, LLC (CRD 187519): Form ADV filing data as of October 2026.