# Salus Financial Advisors

> Salus Financial Advisors is an SEC-registered investment advisory firm in Denver, CO, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 18, 2026.

- CRD: 329882
- Filed as: SALUS FINANCIAL ADVISORS
- Legal name: Salus Financial Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Denver, CO
- Filing period: October 2026
- Form ADV filing dated: March 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/329882
- AdvisorCensus page: https://advisorcensus.com/firm/salus-financial-advisors-denver-co-329882

## Quick answers

**How is Salus Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Salus Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Salus Financial Advisors charge?**
Its Form ADV Part 2A brochure dated March 18, 2026 states: Asset-based fee: 0.5% to 1.25% a year (a range, as the brochure states it); Flat fee: $2,500 to $5,000 (financial planning services on a fixed project fee). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Salus Financial Advisors located?**
Salus Financial Advisors' principal office is in Denver, CO, according to its Form ADV; the April 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Salus Financial Advisors registered with the SEC or a state?**
Salus Financial Advisors is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 329882.

**How much does Salus Financial Advisors manage?**
Salus Financial Advisors reports $262,614,043 in regulatory assets under management in its Form ADV filing dated March 18, 2026 (86% discretionary).

**How have Salus Financial Advisors' assets and staff changed since 2024?**
In the Form ADV data for Salus Financial Advisors: Regulatory assets under management: $166,411,018 in the October 2024 data and $262,614,043 in the October 2026 data, up 58%. Total employees: 5 in October 2024 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Salus Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (274); high net worth individuals (91).

**Which custodians does Salus Financial Advisors use?**
Salus Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC and SEI Investments Distribution Co. as custodians holding 10% or more of its separately managed account assets.

**Does Salus Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/329882

**What changed in Salus Financial Advisors' recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 4 to 5. Regulatory assets under management went from $203,094,312 to $262,614,043 (+29%). Added an office in Minneapolis, MN. Registered or notice-filed in MO, NE, PA, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 18, 2026)

- Asset-based fee: 0.5% to 1.25% a year (a range, as the brochure states it)

> Wealth management fees range from 0.50% to 1.25% annually based on several factors, including: the complexity of the services to be provided, the level of assets to be managed, reporting requirements, and the overall relationship with the Advisor.

- Flat fee: $2,500 to $5,000 (financial planning services on a fixed project fee)

> SFA offers financial planning services either on a fixed project fee or an ongoing annual retainer. Fixed fee engagements typically range from $2,500 to $5,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC
- SEI Investments Distribution Co.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $262,614,043
- Discretionary: $225,949,835
- Non-discretionary: $36,664,208

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 274 | $91,699,695 |
| High net worth individuals | 91 | $170,914,348 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (2 years)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, IL, MN, MO, ND, NE, PA, TX, WI, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Denver, CO
- Minneapolis, MN
- Scottsdale, AZ

### Websites listed on Form ADV (Item 1.I)
- salusfinancialadvisors.com
- Facebook @Salus-Financial-Advisors
- LinkedIn @salus-financial-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $166,411,018 | 5 | June 24, 2024 |
| October 2025 | $203,094,312 | 5 | February 19, 2025 |
| October 2026 | $262,614,043 | 5 | March 18, 2026 |

Regulatory assets under management: $166,411,018 in the October 2024 data and $262,614,043 in the October 2026 data, up 58%.
Total employees: 5 in October 2024 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 4 to 5.
- Regulatory assets under management went from $203,094,312 to $262,614,043 (+29%).
- Added an office in Minneapolis, MN.
- Registered or notice-filed in MO, NE, PA, TX.

### December 2025
- Registered or notice-filed in WY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Salus Financial Advisors (CRD 329882): Form ADV filing data as of October 2026.